-United massively devalued their award chart in February 2014.-Delta removed their award charts from public view in February 2015. They have been stealthily making monthly devaluations since then, though their award availability has improved somewhat.-Southwest has made a number of devaluations to their points value, despite having a fixed value that shouldn’t need devaluation like traditional award charts do when airline tickets get more expensive.-American forced British Airways to charge 7.5K for their awards on AA instead of 4.5K in February of this year.-American made huge devaluations to their own award chart in March of this year. … [Read more...] about Are Bank Points Overtaking The Value Of Airline Miles? 2 Hybrid Cards Allow You To Lock In The Best Of Both Worlds
1 mile in 30 minutes
If I need a last minute flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. 76K points transferred to Singapore is enough for a ticket in a private couples suite on an A380 one-way from JFK to Frankfurt with no fuel surcharges. If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 110K or 120K points to Virgin Atlantic. That’s a value of up to 23 cents per point. If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K … [Read more...] about 2019: Is It Worth Paying Your Taxes On A Credit Card To Earn Miles? A Breakdown By Card Benefits
The Blue Business℠ Plus Credit Card from American Express offers 2 points per dollar spent everywhere. No annual fee. A $10,000 tax payment will cost $187, but you will earn 20,374 points. If you value your AMEX points at 1.6 cents each, that a value of $325.98 worth of points. You can transfer those points into miles with airlines like Avianca, British Airways, Delta, El Al, Singapore, Virgin Atlantic, and more. Note that you only earn 2 points per dollar on $50,000 of annual spending, though if you have multiple primary cards they would get 2 points per dollar on $50,000 of annual spending on each card. The Chase Freedom Unlimited card earns 1.5 Chase Ultimate Rewards points per dollar spent everywhere. If you open this card now you would also earn $150 in the form of 15K points for spending $500 in 3 months. No annual fee. The Chase Ink Business Unlimited Card also earns 1.5 Chase Ultimate Rewards points per dollar spent everywhere. If you open this card now you would … [Read more...] about 2019: Is It Worth Paying Your Taxes On A Credit Card To Earn Miles? A Breakdown By Card Benefits And Value
4,500 Avios is enough for a one-way short-haul ticket from London-Milan, Iguazu Falls-Sao Paulo, Johannesburg-Victoria Falls, Hong Kong to Taiwan, Melbourne to Sydney, and between most cities within Europe. 7,500 Avios is enough for a one-way short-haul ticket between New York and places like Bermuda, Boston, Chicago, Cleveland, Detroit, Miami, Orlando, Montreal, Pittsburgh, or Toronto, or between Miami and the Bahamas or Cancun, or between LA and Cabo on OneWorld partner American. 10,000 Avios is enough for a one-way flight between Chicago and LA, Hong Kong to Singapore, or JFK to Cancun. 12,500 Avios is enough for a one-way flight between the west coast and any of the Hawaiian islands or between New York and the west coast. 15,000 Avios is enough for a one-way business class flight between NYC and Toronto or Bermuda or between Miami and most destinations in the Caribbean. 20,000 Avios is enough for a one-way flight between Dallas and … [Read more...] about Chase Launches Their First Ever Transfer Bonus: 30% Bonus Points When You Transfer Ultimate Rewards Points Into BA Avios
These are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business name. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about 10 Minutes Left! Earn Up To 300,000 Miles Or $3,000 Cash Back On Capital One Business Cards For Big Spenders!
Comparison chart of the Ink cards Ink PreferredInk CashInk Unlimited Signup bonus80K points for spending $5,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months. Annual Fee$95$0$0 Additional Cardholder Fee$0$0$0 Allows you to transfer Chase points from any card to airline milesYes NoNo Value of points towards paid airfare, hotels, car rentals, cruises, and activities1.25 cents1 cent1 cent Points earned on everyday spending 1 per dollar1 per dollar1.5 per dollar Points earned on travel (Airfare, hotels, car rentals, Uber, etc) 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on advertising with social media sites and search engines 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on shipping 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on internet, cable and phone services 3 per dollar ($150K cap)5 per dollar ($25K cap)1.5 per dollar Points … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?