Note that while you can close a card via secure message or chat without having to call up, typically if you call up, the retentions department may offer to waive the fee for another year or give you miles to keep the card. Even if they don’t do that, many cards can be downgraded to a free version and you’ll get a refund of the annual fee. You typically have between 30 and 60 days from when an annual fee is billed to have it refunded if you close a card though some people have had success getting a fee refunded by cancelling a card for up to 6 months after being billed. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
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With AMEX Premium car rental protection luxury cars and SUVs are covered. They had no problem covering the damage that the valet at the S. Regis Bal Harbour did to the Lincoln Navigator that Avis upgraded me to earlier this year. No messy paperwork required, just a quick online claim took care of everything. And yes, it will even cover the $75,000 scratch on the door of the Bugatti Vision Gran Turismo should you miraculously find yourself in a rented one 😉 … [Read more...] about Just How Amazing Are AMEX Credit Card Protections?
Several services popped up that managed to quickly kill this widespread benefit as they automated the price drop claims process, which wound up costing the credit card issuers a fortune. Clearly they never heard of the PGFHGS (pigs get fat, hogs get slaughtered) mantra that is part of DDF culture. … [Read more...] about Which Credit Cards Still Offer Price Drop Protection?
Honourable Mentions... There are a couple credit cards that are not specifically dubbed student credit cards, but they are the most popular credit cards used by Canadian students. We've given them honourable mention since they are strong points of comparison to the ones listed above. … [Read more...] about Best Student Credit Cards Canada 2018
Capital One Aspire Travel World Elite MasterCard Welcome Bonus: 40,000 miles Annual Fee: $150 How far will that bonus take you: one-way to South America Minimum Income: $70,000 Points: 2 reward miles/dollar No blackout dates or hidden fees, you can add an authorized user for free and double up to earn those post; the card includes Travel Emergency Medical insurance and Trip Cancellation insurance, and reward miles can be redeemed for cash. … [Read more...] about Best Travel Credit Card Canada 2018
Register your Chase Hyatt card via the link above and you’ll get $25 cash back if you spend $500 or more on internet, cable and phone services, shipping, and at grocery stores and movie theaters in November and/or December. … [Read more...] about Last Chance To Spend $500 In Select Categories On A Chase Hyatt Card And Get A $25 Statement Credit