In short though, a 3BM means using 3 web browsers, like Internet Explorer, Chrome, Safari, Firefox, Opera, Maxthon, etc, to apply for 3 different cards from the same bank, as close to each other as possible. An MBM just stands for multiple browser method. Personally I’ll fill out the application form on all 3 browsers and then hit submit on all of them within a few seconds. This way you can get 3 cards with just 1 credit pull. There’s no guarantee you’ll get accepted to all 3 or that you won’t get more pulls, but this increases the odds of getting multiple cards with 1 pull. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Add new credit card
You can transfer points to airlines like ANA, Air Canada, Avianca, or Singapore for Star Alliance travel. Points transfer to Aeromexico, Alitalia, Air France/KLM, or Delta for Skyteam travel. Transfer to BA, Cathay Pacific, or Iberia for OneWorld travel. Other transfer options include El Al, Emirates, Etihad, Hawaiian, JetBlue, or Virgin Atlantic. This can make sense for one-way, last-minute, or premium class travel. The value with airline miles can be under a cent each if used poorly, but properly used the points can be worth 5 cents, 10 cents, 15 cents, or even more per point, the sky is the limit. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can just open a business credit card for “Joe Smith” as the business name. You don’t need to file any messy government paperwork to be allowed to do that. … [Read more...] about 1 Hour Left: Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
In any case, it definitely pays to investigate your credit score if you aren't already aware of it. Home or auto purchases depend on having a solid rating, and your score can often be improved. But there's no chance of doing so until you know where you stand. Businesses like Credit Karma and the major bureaus should get you started. But after that, it's up to you. … [Read more...] about How to Check Your Credit for Free in Canada
The Sapphire Reserve is a consumer card with a $450 annual fee, but it’s actually only going to cost you $150 out of pocket. The signup bonus on this card is 50,000 points, worth $750-$1,000. The card offers $300 in annual refunds that post automatically whenever you charge something that is categorized as travel, which includes airfare, Airbnb, car rentals, cruises, hotels, Lyft, subways, taxis, tolls, trains, Uber, UberEats, etc. It’s pretty easy to spend $300 over the course of a year given the wide range of eligible categories. You’ll earn 3 points per dollar on all travel or dining spend. You’ll get a Priority Pass lounge membership that allows you to bring 2 guests with you into over 1,000 airport lounges, including lounges with kosher food and wine in Newark and Tel Aviv. There are now many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
The main caveat of Nexus is that you must apply for it at the Canadian border. I had planned to apply in Detroit or Buffalo, but in the end I wasn’t able to make it up there. I wound up applying for Global Entry for myself, my wife, and our 2 kids as we were able to apply for it locally in Cleveland and those fees were automatically refunded. … [Read more...] about DDFB Question Of The Day: Global Entry Or TSA PreCheck?