Hilton Gold status gets you upgrades, bonus points, 5th night free on awards, late checkout, breakfast, and bottled water. Free breakfast doesn’t usually do much for me as a kosher traveler, but we had the pleasure of staying at the Waldorf Astoria Jerusalem last year where we were treated to a fantastic daily breakfast, which is free for Hilton Gold and Diamond members. There is a mind-boggling quantity of awesome kosher food there, from dozens of daily hot dishes to hard cheeses, fresh fruits and pastries to fresh squeezed juices, as well as on-demand dishes like french toast, pancakes, waffles, and eggs. Unlimited wine, hot or cold chocolate drinks, and espresso drinks are included as well. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
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Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. … [Read more...] about 1 Hour Left: Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
But without travel plans, I hate preemptively transferring bank points into airline miles or hotel points. Bank points are far more versatile than miles as they can be used for paid travel or transferred to an airline for award travel. Plus they never expire as long as you have an active card and they aren’t subject to devaluations like airline miles are as you have a plethora of transfer options as a hedge against devaluations. … [Read more...] about Reader Question: What Should I Do With My AMEX Points If I Want To Close My Business Platinum Card?