Note that while you can close a card via secure message or chat without having to call up, typically if you call up, the retentions department may offer to waive the fee for another year or give you miles to keep the card. Even if they don’t do that, many cards can be downgraded to a free version and you’ll get a refund of the annual fee. You typically have between 30 and 60 days from when an annual fee is billed to have it refunded if you close a card though some people have had success getting a fee refunded by cancelling a card for up to 6 months after being billed. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Amex online card payment
If you or anyone in your household has one of the following cards, you can transfer your points into miles Chase Sapphire Reserve (Earn 50K points for spending $4K in 3 months. $450 annual fee, less $300 annual free travel spend=$150 net annual fee. Allows all points to be used at a value of 1.5 cents each towards travel). Chase Sapphire Preferred (Earn 55K points for spending $4K in 3 months and adding a free additional user card that must also make a purchase within the first 3 months. $95 annual fee waived for first year). Chase Ink Business Preferred (Earn 80K points for spending $5K in 3 months. $95 annual fee). Other no annual fee Chase cards that also earn Ultimate Rewards points include: Chase Freedom Chase Freedom Unlimited The great thing about Chase Ultimate Rewards is how versatile and valuable they are The Ink Preferred or Sapphire Preferred cards allow you and anyone in your household to transfer Chase points into miles. They also allow you to use … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Ultimate Comparison Chart Of Chase Ultimate Rewards Cards Ink PreferredSapphire ReserveSapphire PreferredInk CashInk Unlimited FreedomFreedom Unlimited Signup bonus80K points for spending $5,000 in 3 months.50K points for spending $4,000 in 3 months 50K points for spending $4,000 in 3 months 50K points for spending $3,000 in 3 months.50K points for spending $3,000 in 3 months.15K points for spending $500 in 3 months 15K points for spending $500 in 3 months Annual Fee$95$450$0 for the first year, then $95 $0$0$0$0 Additional Cardholder Fee$0$75$0$0$0$0$0 Allows you to transfer Chase points from any card to airline milesYes Yes Yes NoNoNoNo Annual Travel Credit (Airfare, hotels, car rentals, Uber, etc) $0$300 $0$0$0$0$0 $100 Global Entry/Pre-Check Fee RefundNoneOnce every 4 years for Primary cardholder NoneNoneNoneNoneNone Priority Pass membershipNonePrimary and secondary cardholders can bring 2 guests into a loungeNoneNoneNoneNoneNone Value of points towards … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
I wrote about the trip on DansDeals and the response was overwhelming. We received thousands of inquiries about attending, though many of those were hoping to offer a service to come for free. We had requests from Rabbis, Doctors, Lawyers, Lecturers, Scientists, Babysitters, Massage Therapists, Bloggers, Instagramers, Influencers, Thought Leaders, a Yoga Instructor, and many more offering their services in exchange for a comped trip. Publications started pressing us to advertise our trip on their website or magazine. Now that may work on a cruise where prices are low and there are thousands of passengers, but it doesn’t work on a cruise that is planning on having just a dozen passengers to be feasible and make an awesome unprecendeted trip happen. … [Read more...] about Antarctica Trip Notes Part 1: Buenos Aires+Planning And Positioning For The Adventure Of A Lifetime