Q: Why is my credit score different depending on where I check it?A: There are thousands of sites offering to give you your credit score for free. They advertise heavily but their goal is to get your info with which they can sell ads and sell you other products. Their scores are called FAKOs and are basically meaningless. They look at your report and based on their own criteria make up a score on the spot. No creditor is ever going to use that score.MyFico. If you’re you’re getting your score elsewhere it’s a fake. I can also look at your report and make up a score, but that doesn’t mean it has a basis in reality. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Best business credit cards for balance transfers
The great thing about Chase Ultimate Rewards is how versatile and valuable they are: Chase points are effectively a “hybrid” currency. You can cash them out for 1 cent each. You can use them for paid travel at a value of 1.25 or 1.5 cents each. Or you can transfer them into airline miles or hotel points when those programs offer more value. There’s no reason to transfer those points to an airline or hotel program where they will be stuck and can be devalued. You should only transfer them on demand when you can get a great value for the transfer. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
The main drawback of the Blue Business Plus AMEX is that other than the APR offer, there is no welcome bonus. Other great everyday spending cards have bonuses, such as $500 in the form of 50,000 points on the Chase Ink Unlimited card, 70,000 miles on the Barclaycard Arrival Plus® World Elite Mastercard®, and 3 points per dollar for the first year (up to $20,000) on the Chase Freedom Unlimited. But the long-term earnings of 2 points per dollar everywhere makes the Blue Business Plus AMEX a very strong card. … [Read more...] about Here’s Why You May Want To Apply Today For The Best Standalone Everyday Mileage Earning Credit Card
You can transfer points to airlines like ANA, Air Canada, Avianca, or Singapore for Star Alliance travel. Points transfer to Aeromexico, Alitalia, Air France/KLM, or Delta for Skyteam travel. Transfer to BA, Cathay Pacific, or Iberia for OneWorld travel. Other transfer options include El Al, Emirates, Etihad, Hawaiian, JetBlue, or Virgin Atlantic. Mileage transfers can be quite lucrative for one-way, last-minute, or premium class travel. The value with airline miles can be under a cent each if used poorly, but properly used the points can be worth 2 cents, 5 cents, 10 cents, or even more per point, the sky is the limit. Multiply that value by 2 points per dollar spent plus rotating transfer bonuses and you can see how valuable this card can be. … [Read more...] about Here’s Why You Should Have The Best Standalone Everyday Mileage Earning Credit Card
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The Chase Ink Business Unlimited Card is currently offering $500 in the form of 50,000 Chase Ultimate Rewards points after spending $3,000 within 3 months. This is an excellent card for anyone trying to maximize their everyday spending. It fulfills the same function as the Chase Freedom Unlimited card by earning 1.5% back everywhere in the form of 1.5 Chase Ultimate Rewards points per dollar everywhere. As the Ink Unlimited is a business card, you won’t hurt your credit score with your spending and it offers a higher signup bonus than Freedom Unlimited. Pair this card with a Chase Sapphire Reserve Card and you’ll be earning a minimum of 2.25% back everywhere as the Sapphire Reserve allows you to redeem your points at a minimum value of 1.5 cents each. Transfer your points into miles and redeem them at a value of 2 cents each to earn 3% back everywhere. The Chase Ink Business Cash Cardis currently offering $500 in the form of … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?