EachTax EachTax offers free tax software for new customers, new immigrants to Canada, seniors (aged 70+) or anyone whose income is $25,000 or less. If none of those sound like you, it's still just $5.99 for your first return (down from $6.99) and $3.99 for each one after that, including taxes. This one is pretty basic, so don't expect a ton of bells and whistles – just your return! … [Read more...] about Where to find the Best Free Tax Software in Canada
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Ontario Your OCT used to be a passport to some pretty incredible deals, but the College's discount program has now been wound up. However, that doesn't mean teachers in Toronto or York don't have ways to save. The best way to find local deals is to sign up for an Edvantage card. With one of these in your wallet, you can save money at attractions like Canada's Wonderland, opticians like Hakim Optical and even the spa facilities covered by WaySpa. Edvantage is sponsored by OTIP – the state teachers insurance plan – so it should cover the kind of things teachers need. Some major attractions also cater for teacher discounts. For instance, the Royal Ontario Museum offers 20% off admission for OCT members. The Art Gallery of Ontario also runs a Teacher Access Program, which allows teachers to visit for free at any time. … [Read more...] about The Best Teacher Discounts in Canada 2018
Toys R Us Black Friday Sale: This is the sale we wait for at Toys R Us. They go all out around Black Friday and usually save their biggest deals for Black Friday itself. In previous years, we've seen them offer discounts of up to 75% off that last until Cyber Monday – so I'm not kidding when I say this sale is BIG. They also tend to run one-day sales in addition to their major clearance event – and you have to shop the sales quickly, since each is on for just 24 hours. … [Read more...] about The Complete Toys R Us Canada Sale Calendar (2019)
Comparison chart of the Ink cards Ink PreferredInk CashInk Unlimited Signup bonus80K points for spending $5,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months. Annual Fee$95$0$0 Additional Cardholder Fee$0$0$0 Allows you to transfer Chase points from any card to airline milesYes NoNo Value of points towards paid airfare, hotels, car rentals, cruises, and activities1.25 cents1 cent1 cent Points earned on everyday spending 1 per dollar1 per dollar1.5 per dollar Points earned on travel (Airfare, hotels, car rentals, Uber, etc) 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on advertising with social media sites and search engines 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on shipping 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on internet, cable and phone services 3 per dollar ($150K cap)5 per dollar ($25K cap)1.5 per dollar Points … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Ultimate Comparison Chart Of Chase Ultimate Rewards Cards Ink PreferredSapphire ReserveSapphire PreferredInk CashInk Unlimited FreedomFreedom Unlimited Signup bonus80K points for spending $5,000 in 3 months.50K points for spending $4,000 in 3 months 50K points for spending $4,000 in 3 months 50K points for spending $3,000 in 3 months.50K points for spending $3,000 in 3 months.15K points for spending $500 in 3 months 15K points for spending $500 in 3 months Annual Fee$95$450$0 for the first year, then $95 $0$0$0$0 Additional Cardholder Fee$0$75$0$0$0$0$0 Allows you to transfer Chase points from any card to airline milesYes Yes Yes NoNoNoNo Annual Travel Credit (Airfare, hotels, car rentals, Uber, etc) $0$300 $0$0$0$0$0 $100 Global Entry/Pre-Check Fee RefundNoneOnce every 4 years for Primary cardholder NoneNoneNoneNoneNone Priority Pass membershipNonePrimary and secondary cardholders can bring 2 guests into a loungeNoneNoneNoneNoneNone Value of points towards … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending