In short though, a 3BM means using 3 web browsers, like Internet Explorer, Chrome, Safari, Firefox, Opera, Maxthon, etc, to apply for 3 different cards from the same bank, as close to each other as possible. An MBM just stands for multiple browser method. Personally I’ll fill out the application form on all 3 browsers and then hit submit on all of them within a few seconds. This way you can get 3 cards with just 1 credit pull. There’s no guarantee you’ll get accepted to all 3 or that you won’t get more pulls, but this increases the odds of getting multiple cards with 1 pull. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
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The Sapphire Reserve is a consumer card with a $450 annual fee, but it’s actually only going to cost you $150 out of pocket. The signup bonus on this card is 50,000 points, worth $750-$1,000. The card offers $300 in annual refunds that post automatically whenever you charge something that is categorized as travel, which includes airfare, Airbnb, car rentals, cruises, hotels, Lyft, subways, taxis, tolls, trains, Uber, UberEats, etc. It’s pretty easy to spend $300 over the course of a year given the wide range of eligible categories. You’ll earn 3 points per dollar on all travel or dining spend. You’ll get a Priority Pass lounge membership that allows you to bring 2 guests with you into over 1,000 airport lounges, including lounges with kosher food and wine in Newark and Tel Aviv. There are now many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Business card information, benefits, and 5/24 2 of the cards in the chart above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
Chase Sapphire Reserve $450 annual fee, $300 in annual travel credit, 50K points signup bonus, earn 3 points per dollar on dining/travel, 50% bonus value on using points for paid travel redemptions, Global Entry/Pre-check, Priority Pass lounge access. Chase Sapphire Preferred $95 annual fee waived for first year, 50K points signup bonus, earn 2 points per dollar on dining/travel, 25% bonus value on using points for paid travel redemptions. Chase Ink Business Preferred $95 annual fee, 80K points signup bonus, earn 3 points per dollar on select business spending and travel, 25% bonus value on using points for paid travel redemptions. Chase no annual fee cards with transferable points if you, a spouse, or an additional user have one of the premium cards above: Chase Freedom Card No annual fee, 15K points signup bonus, earn 5 points per dollar in rotating categories. Chase Freedom Unlimited Card No annual fee, 15K points signup bonus, earn 1.5 points … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Less Than 2 Hours Left! Highest Offer Ever! Earn A Whopping 75,000 Miles On The Awesome United Explorer Business Card!
The Chase Southwest Business Premier card has a signup bonus of 60K Southwest points for spending $3,000 in 3 months. The card offers 6,000 points every card anniversary, and has no foreign transaction fees. $99 annual fee. You can earn the signup bonus on this card for multiple businesses, including a sole proprietorship and a business with a Tax ID number. That means you can earn a companion pass with 2 business cards. The Chase Southwest Consumer Priority card has a signup bonus of 40K Southwest points for spending $1,000 in 3 months plus another 20K points for spending another $11,000 in 12 months. The card offers some amazing benefits for Southwest loyalists including 4 annual A1-A15 boarding upgrade certificates, $75 in annual Southwest travel credit, 7.5K Southwest points upon every card anniversary, 20% off in-flight purchases, and the ability to earn tier points towards A-List status. $149 annual fee. The Chase Southwest … [Read more...] about Earn Up To 60,000 Southwest Points On 4 Southwest Cards! Earn A Companion Pass Valid Through 12/31/2020!