I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Best credits cards to build credit
Interest Rate: 14.90% with an annual fee or 19.99% with no annual fee Conditions: Read more here Minimum Deposit: $500 Annual Fee: $5/month or $59/year, or free with higher interest Authorized User Fees: $2/month ($19/year) or no fee, with higher interest Guarantees: Most applicants are guaranteed. Bank account with Home Trust is required. More information on the Home Trust Secured Visa here. … [Read more...] about The Best Secured Credit Cards Canada 2018
The SPC student loyalty program gets students get 10%-15% student discount at hundreds of stores in Canada, like McDonald's, Forever 21, Gap, and more. As long as applicants are enrolled in university or college without any established credit issues, you can get this credit card with a $500 line of credit. … [Read more...] about Best Student Credit Cards Canada 2018
If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 30K points to Hyatt to do that, a value of 3 to 6 cents per point. If you earn 5 points per dollar and each points is worth 5%, that’s like getting a 25% rebate on your purchase! If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
Business card information, benefits, signup rules, and 5/24: Chase Ink cards are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x
The Chase Sapphire Preferred Card is currently offering 50,000 Chase Ultimate Rewards points after $4,000 of spending within 3 months. The Chase Sapphire Reserve Card is currently offering 50,000 Chase Ultimate Rewards points after spending $4,000 within 3 months. The Chase Freedom Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The Chase Freedom Unlimited Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The JPMorgan Reserve card has the same offers as Sapphire Reserve, but is only available for JPMorgan Private banking clients. Current signup rules All of the cards above are subject to 5/24 restrictions, read more about that here. Note that business cards, even Chase business cards, do not get added to your 5/24 count of … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!