Otherwise you shouldn’t have any problem explaining the mileage game to a mortgage officer in case they ask why you have so many lines of credit. In fact if you are using your credit wisely your score should be excellent even if you do open lots of credit cards, which will mean you’ll get the lowest possible interest rates. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Best interest free balance transfer credit cards
Tangerine Money-Back Credit Card No Annual Fee 2% Money-Back Rewards on select purchases and 1% Money-back on all others deposited in your Tangerine Savings Account 19.95% interest and 19.99% on cash advances Excellent online banking option Click here to learn more & sign up for the Tangerine Credit card now … [Read more...] about Best Student Credit Cards Canada 2018
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Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x
Comparison chart of the Ink cards Ink PreferredInk CashInk Unlimited Signup bonus80K points for spending $5,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months. Annual Fee$95$0$0 Additional Cardholder Fee$0$0$0 Allows you to transfer Chase points from any card to airline milesYes NoNo Value of points towards paid airfare, hotels, car rentals, cruises, and activities1.25 cents1 cent1 cent Points earned on everyday spending 1 per dollar1 per dollar1.5 per dollar Points earned on travel (Airfare, hotels, car rentals, Uber, etc) 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on advertising with social media sites and search engines 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on shipping 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on internet, cable and phone services 3 per dollar ($150K cap)5 per dollar ($25K cap)1.5 per dollar Points … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Ultimate Comparison Chart Of Chase Ultimate Rewards Cards Ink PreferredSapphire ReserveSapphire PreferredInk CashInk Unlimited FreedomFreedom Unlimited Signup bonus80K points for spending $5,000 in 3 months.50K points for spending $4,000 in 3 months 50K points for spending $4,000 in 3 months 50K points for spending $3,000 in 3 months.50K points for spending $3,000 in 3 months.15K points for spending $500 in 3 months 15K points for spending $500 in 3 months Annual Fee$95$450$0 for the first year, then $95 $0$0$0$0 Additional Cardholder Fee$0$75$0$0$0$0$0 Allows you to transfer Chase points from any card to airline milesYes Yes Yes NoNoNoNo Annual Travel Credit (Airfare, hotels, car rentals, Uber, etc) $0$300 $0$0$0$0$0 $100 Global Entry/Pre-Check Fee RefundNoneOnce every 4 years for Primary cardholder NoneNoneNoneNoneNone Priority Pass membershipNonePrimary and secondary cardholders can bring 2 guests into a loungeNoneNoneNoneNoneNone Value of points towards … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!