In short though, a 3BM means using 3 web browsers, like Internet Explorer, Chrome, Safari, Firefox, Opera, Maxthon, etc, to apply for 3 different cards from the same bank, as close to each other as possible. An MBM just stands for multiple browser method. Personally I’ll fill out the application form on all 3 browsers and then hit submit on all of them within a few seconds. This way you can get 3 cards with just 1 credit pull. There’s no guarantee you’ll get accepted to all 3 or that you won’t get more pulls, but this increases the odds of getting multiple cards with 1 pull. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
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Return protection works for items that cost $300 or less and can be used to return up to $1,000 of items per card per year. If the item is under $100 AMEX will typically issue an immediate refund. If it’s between $100-$300 usually an examiner will review the claim to ensure that the item isn’t on the excluded list. Usually the examiner will then issue a refund though on occasion AMEX will request that you email a photo of the item or mail the item in for a refund. … [Read more...] about Just How Amazing Are AMEX Credit Card Protections?
Chase Sapphire Reserve $450 annual fee, $300 in annual travel credit, 50K points signup bonus, earn 3 points per dollar on dining/travel, 50% bonus value on using points for paid travel redemptions, Global Entry/Pre-check, Priority Pass lounge access. Chase Sapphire Preferred $95 annual fee waived for first year, 50K points signup bonus, earn 2 points per dollar on dining/travel, 25% bonus value on using points for paid travel redemptions. Chase Ink Business Preferred $95 annual fee, 80K points signup bonus, earn 3 points per dollar on select business spending and travel, 25% bonus value on using points for paid travel redemptions. Chase no annual fee cards with transferable points if you, a spouse, or an additional user have one of the premium cards above: Chase Freedom Card No annual fee, 15K points signup bonus, earn 5 points per dollar in rotating categories. Chase Freedom Unlimited Card No annual fee, 15K points signup bonus, earn 1.5 points … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
ANA Adria Airlines Aegean Airlines Aer Lingus Air Canada Air China Air Dolomiti Air India Air New Zealand Aeromar Asiana Airlines Austrian Airlines Avianca Airlines Azul Brazilian Airlines Brussels Airlines Cape Air Copa Airlines Croatia Airlines EVA Air Edelweiss Egyptair Ethiopian Airlines Eurowings Germanwings Hawaiian Airlines Island Air Juneyao Airlines LOT Polish Lufthansa Scandinavian Airlines Shenzhen Airlines Silver Airways Singapore South African Airways Swiss International Airlines TAP Portugal THAI Turkish Airlines Are you a United cardholder? … [Read more...] about Limited Time Offer: Earn A Whopping 75,000 Miles On The Awesome United Explorer Business Card!
Business card information, benefits, and 5/24 2 of the cards in the chart above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending