Q: Why is my credit score different depending on where I check it?A: There are thousands of sites offering to give you your credit score for free. They advertise heavily but their goal is to get your info with which they can sell ads and sell you other products. Their scores are called FAKOs and are basically meaningless. They look at your report and based on their own criteria make up a score on the spot. No creditor is ever going to use that score.MyFico. If you’re you’re getting your score elsewhere it’s a fake. I can also look at your report and make up a score, but that doesn’t mean it has a basis in reality. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Business credit cards
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can just open a business credit card for “Joe Smith” as the business name. You don’t need to file any messy government paperwork to be allowed to do that. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
With AMEX Premium car rental protection luxury cars and SUVs are covered. They had no problem covering the damage that the valet at the S. Regis Bal Harbour did to the Lincoln Navigator that Avis upgraded me to earlier this year. No messy paperwork required, just a quick online claim took care of everything. And yes, it will even cover the $75,000 scratch on the door of the Bugatti Vision Gran Turismo should you miraculously find yourself in a rented one 😉 … [Read more...] about Just How Amazing Are AMEX Credit Card Protections?
Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. … [Read more...] about 1 Hour Left: Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
With United there was a saver award for 32.5K. Those come and go, but the standard awards on United are just 50K-60K on this route. That’s significantly less than other airlines. Best of all, cardholders can book a standard award even if it’s the last coach or business seat on the plane: … [Read more...] about Ending Soon: Earn Up To 65,000 Miles On My Favorite Airline Credit Card; How To Take Advantage Of United’s Most Generous Awards
ANA Adria Airlines Aegean Airlines Aer Lingus Air Canada Air China Air Dolomiti Air India Air New Zealand Aeromar Asiana Airlines Austrian Airlines Avianca Airlines Azul Brazilian Airlines Brussels Airlines Cape Air Copa Airlines Croatia Airlines EVA Air Edelweiss Egyptair Ethiopian Airlines Eurowings Germanwings Hawaiian Airlines Island Air Juneyao Airlines LOT Polish Lufthansa Scandinavian Airlines Shenzhen Airlines Silver Airways Singapore South African Airways Swiss International Airlines TAP Portugal THAI Turkish Airlines Are you a United cardholder? … [Read more...] about Ends Tomorrow! Earn Up To 65,000 Miles On My Favorite Airline Credit Card; How To Take Advantage Of United’s Most Generous Awards