The Chase Freedom is a consumer card with no annual fee. The signup bonus on this card is marketed at $150, but will actually come in the form of 15,000 points. Used correctly, those points will be worth $225-$300. This card markets itself as earning 5% cash back in rotating categories, but really it earns 5 points per dollar in rotating categories. Used correctly, that’s 7.5%-10% back in rotating categories. The maximum spending in the rotating categories is $1,500 per quarter. Rotating categories have included restaurants, Amazon, Walmart, telecom, department stores, grocery stores, gas stations, wholesale stores, mobile payment purchases, and more. 0% APR on purchases and balance transfers for 15 months. The Chase Ink Cash is a business card with no annual fee. The signup bonus on this card is marketed at $500, but will actually come in the form of 50,000 points. Used correctly, those points will be worth $750-$1,000. This card markets itself as earning … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
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Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
If you have a Samsung phone you can add a card to both Chase Pay and Samsung Pay and then in the Chase Pay app select to pay with Samsung Pay in order to qualify for this bonus. Samsung Pay is accepted at virtually all stores by just holding your phone near the chip reader/magnetic swipe reader. … [Read more...] about Last Chance To Use Chase Pay Or Samsung Pay 5 Times For $25+ Purchases On Select Cards And Earn 1,500 Bonus Ultimate Rewards Points
There are no expedite or close-in fees for last minute award ticket bookings with BA Avios. That saves you $75 compared to other programs. Earning or redeeming any amount of Avios extends your entire account validity for another 36 months. You can cancel tickets and redeposit miles for the lesser of $55 or the taxes you paid. That means you pay just $5.60 to cancel a one-way domestic itinerary (and you always should book domestic flights as one-ways). That saves you up to $200 compared to other programs when you need to cancel. British Airways only charges 10% extra miles for a lap child flying internationally, even when traveling on AA. AA and other domestic carriers charge a whopping 10% of the full fare, which can add up to be a small fortune. You can search American and Alaska award availability on AA.com by looking for sAAver awards. BA can’t book AAnytime awards, but you should be able to find all AA sAAver awards on BA.com. … [Read more...] about Chase Launches Their First Ever Transfer Bonus: 30% Bonus Points When You Transfer Ultimate Rewards Points Into BA Avios
-Spend another $25,000 on the card and you’ll earn another 10 elite qualifying nights for 60 total nights and you’ll earn top-tier Globalist status. Hyatt will then give you a free unrestricted category 1-7 free night valid at any Hyatt in the world. You’ll also earn 4 total confirmed suite upgrade certificates, valid on both paid stays and point stays, that you can use to upgrade base rooms to suites for up to 7 nights each at the time of booking. Globalists get free lounge access and many Hyatt hotels will also buy Globalists free kosher breakfast where available. I’ve taken advantage of free kosher breakfast in Buenos Aires, Cleveland, Hawaii, Los Angeles, Melbourne, New York, Paris, Sydney, and more. Globalists also get access to a personal Hyatt concierge for reservations and personalized service. Resort fees are waived for Globalists on paid and award stays and parking fees are waived on award stays as well. Globalists can share their Globalist … [Read more...] about Last Chance To Earn 60,000 Points With The Chase World Of Hyatt Card; Roundup Of Hyatt’s New Milestone Earning Thresholds
Comparison chart of the Ink cards Ink PreferredInk CashInk Unlimited Signup bonus80K points for spending $5,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months.$500 or 50K points for spending $3,000 in 3 months. Annual Fee$95$0$0 Additional Cardholder Fee$0$0$0 Allows you to transfer Chase points from any card to airline milesYes NoNo Value of points towards paid airfare, hotels, car rentals, cruises, and activities1.25 cents1 cent1 cent Points earned on everyday spending 1 per dollar1 per dollar1.5 per dollar Points earned on travel (Airfare, hotels, car rentals, Uber, etc) 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on advertising with social media sites and search engines 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on shipping 3 per dollar ($150K cap)1 per dollar1.5 per dollar Points earned on internet, cable and phone services 3 per dollar ($150K cap)5 per dollar ($25K cap)1.5 per dollar Points … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?