Never Miss Another Deal - Follow DansDeals on FacebookIt seems like a big company reports a data breach every other day. Last week I wrote about the Equifax data breach settlement. Capital One announced today that they experienced a breach that affected 100 million people in the US. 33 year old Paige Thompson has been arrested in connection with the breach. Capital One says that they believe it is unlikely that she disseminated the data or used it for fraud. No credit card account numbers or log-in credentials were compromised Over 99 percent of Social Security numbers were not compromised. Compromised information included data that Capital One collects at the time it receives credit card applications: Names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, and self-reported income. Credit scores, credit limits, balances, payment history, contact information Fragments of transaction data from a total of 23 days during 2016, 2017 and 2018 About … [Read more...] about Step Right Up: Capital One Is The Latest To Report A Data Breach
Canada stiffens data breach reporting requirements
Never Miss Another Deal - Follow DansDeals on FacebookCompanies just can’t seem to keep our data safe. As long as the penalties are nothing more than a slap on the wrist, that won’t change either. Doordash announced that users who joined on or before 4/5/18 have had their information stolen. The stolen information includes names, email addresses, delivery addresses, order history, phone numbers, as well as hashed passwords. Full credit card numbers were not part of the breach. The driver’s licenses of 100,000 delivery workers were also breached. Doordash doesn’t believe that the hackers can access the passwords, but they’re encouraging people to change their passwords. I first wrote about DoorDash before 4/5/18, so check when you signed up, change your password, and as always, stay vigilant about checking your credit cards and credit report for fraud. … [Read more...] about Step Right Up: Doordash Is The Latest To Report A Data Breach
It's that time of year again. With snow on the horizon, motorists across Canada will have to decide whether to invest in a set of winter tires, or stick with their summer tires and hope for the best. There are plenty of good reasons to make the switch before the big freeze. The treads and soft rubber used to produce winter tires make vehicles easier to handle in icy conditions (below 7 degrees centigrade), maximizing traction and keeping stopping distances to a minimum. So they reduce the risk of costly accidents, help you get around and generally allow you to get the most from your vehicle. When it comes to winter tires, Canadian drivers are starting to switch in huge numbers. According to the Tire and Rubber Association of Canada, usage rates leapt from 35 to 65 percent from 1998 to 2014. So it could be a good time to exchange your rock-hard summer tires for something more suitable for wintry weather. Guidelines and Regulations One thing to bear in mind when choosing winter tires … [Read more...] about What You Need to Know About Buying Winter Tires in Canada
In the modern economy, credit is everything. From the perspective of lenders, customers are only as trustworthy as their credit rating. But what is this all-important metric, and how can you make sure that yours is as robust as possible? This article will lay out some of the best ways to check and monitor your credit score in Canada. Staying on top of borrowing and debt isn't always easy, but with the right tools at your disposal, it's much easier to protect your credit rating and access funds whenever you need them. What is a good credit score in Canada? First off, some basics. Credit refers to the act of lending money, which tends to mean banks and mortgage lenders in Canada. This often boils down to an assessment of how trustworthy individual borrowers are, which is based on their history of borrowing and repayments, among other things. If this checks out, lenders will look upon you much more favorably. However, banks can't be expected to research every single transaction or … [Read more...] about How to Check Your Credit for Free in Canada
Air Canada didn’t collect the fuel surcharge on most of their international flights on Sunday morning, making for some insane bargains in coach and business class to destinations across the globe as I covered in these four posts. The glitch lasted over 4 hours from when I first posted the deal, a surprisingly long amount of time for these types of deals. I predicted on Sunday that Air Canada would honor the tickets despite there no longer being a requirement for them to do so, and indeed, Air Canada’s Twitter team has now confirmed with me that they will be honoring any confirmed tickets that were booked on Sunday without fuel surcharges. You can enter your record locator on AirCanada.com under “My Bookings” to check that your tickets are confirmed. There have been reports of people who booked on various fly-by-night online travel agencies who have been cancelled. The reason for that is that many of those agencies don’t have … [Read more...] about Air Canada Will Honor Sunday’s Tickets Booked Without Fuel Surcharges!
Secured credit cards are a great method for building up your credit score. We made a list of the best secured credit cards in Canada for 2018 to make side-by-side comparisons and settle once and for all which is the best one. Whether you're looking for the lowest interest rate, the lowest annual fee, the card with the lowest minimum deposit, or the one that will approve you no matter what, we've got them listed below. Winner based on the Lowest Interest Rate BMO Preferred Rate Mastercard has the lowest interest rate bar-none, BUT they won't accept just anybody. You won't be able to get this card if you've claimed bankruptcy in the last 7 years. If you don't mind an annual fee and are worried about getting approved, I would recommend the Peoples Trust Secured Mastercard at 12.99% -- that's one of the lowest interest rates. Just be careful because if you don't miss your minimum payment, or it jumps up to 24.5%! Winner for the Lowest Minimum Deposit That's easy, Capital One … [Read more...] about The Best Secured Credit Cards Canada 2018