If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K points to Hyatt to do that, a value of up to 6 cents per point. If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point. If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
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Ultimate Comparison Chart Of Chase Ultimate Rewards Cards Ink PreferredSapphire ReserveSapphire PreferredInk CashInk Unlimited FreedomFreedom Unlimited Signup bonus80K points for spending $5,000 in 3 months.50K points for spending $4,000 in 3 months 50K points for spending $4,000 in 3 months 50K points for spending $3,000 in 3 months.50K points for spending $3,000 in 3 months.15K points for spending $500 in 3 months 15K points for spending $500 in 3 months Annual Fee$95$450$0 for the first year, then $95 $0$0$0$0 Additional Cardholder Fee$0$75$0$0$0$0$0 Allows you to transfer Chase points from any card to airline milesYes Yes Yes NoNoNoNo Annual Travel Credit (Airfare, hotels, car rentals, Uber, etc) $0$300 $0$0$0$0$0 $100 Global Entry/Pre-Check Fee RefundNoneOnce every 4 years for Primary cardholder NoneNoneNoneNoneNone Priority Pass membershipNonePrimary and secondary cardholders can bring 2 guests into a loungeNoneNoneNoneNoneNone Value of points towards … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
-That night we stayed at the Hyatt Regency Huntington Beach. The category 6 property feels slightly dated, but the main draw in that it’s right on the great beach. It’s kind of mind-boggling that this could be on the same redemption category as some of the other top-tier Hyatt hotels. They discounted the $23 resort fee to $17 as a Hyatt Diamond member, though I still don’t know what exactly that fee is supposed to cover. We received a nice suite, but when I turned on the air conditioning it gave off a strong electrical smell and didn’t work at all. We did get 6,000 points though as compensation for that. The pools are nothing to write home about for a resort property, although perhaps I am spoiled by the Grand Hyatt Kauai or the Hyatt Regency Maui? The property does have a nice Regency Club where they serve a complimentary breakfast. We ate some cereal and drank Tazo Passion Fruit tea out on the club balcony and … [Read more...] about Trip Notes: Our SoCal Quasi-Mileage Run…
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Limited Time Offer: Earn A Whopping 75,000 Miles On The Awesome United Explorer Business Card!
-Chabad of Honolulu is located at 410 Atkinson Drive, adjacent to the Ala Moana Hotel. It has the only daily minyan in all of the Hawaiian islands. There is daily shacharis at 8:30 and mincha/maariv can be arranged for someone who needs to say kaddish. There is a minyan every shabbos and you can join communal meals on Friday night and Shabbos day. The cost for both meals is $70 for adults and $45 for kids and reservations should be made beforehand. … [Read more...] about DansMeals: Hawaii For The Kosher Traveler. Part 1: General Info And The Island Of Oahu
Start this road early, try to leave your hotel by 7 in the morning so that you have time to make frequent stops to gawk at waterfalls, go on amazing hikes, and make it back so that you’re not driving on the road after dark. A convertible is perfect for this drive. Remember that the point of this drive isn’t to get to Hana, there’s nothing there! So don’t tailgate the car ahead of you and let the car behind you pass so you can drive slow and take in the heavenly scenery. … [Read more...] about DansMeals: Hawaii For The Kosher Traveler. Part 3: Maui