Otherwise you shouldn’t have any problem explaining the mileage game to a mortgage officer in case they ask why you have so many lines of credit. In fact if you are using your credit wisely your score should be excellent even if you do open lots of credit cards, which will mean you’ll get the lowest possible interest rates. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Chase how to check credit score
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
The Chase Sapphire Preferred Card is currently offering 50,000 Chase Ultimate Rewards points after $4,000 of spending within 3 months. The Chase Sapphire Reserve Card is currently offering 50,000 Chase Ultimate Rewards points after spending $4,000 within 3 months. The Chase Freedom Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The Chase Freedom Unlimited Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The JPMorgan Reserve card has the same offers as Sapphire Reserve, but is only available for JPMorgan Private banking clients. Current signup rules All of the cards above are subject to 5/24 restrictions, read more about that here. Note that business cards, even Chase business cards, do not get added to your 5/24 count of … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Chase Sapphire Reserve $450 annual fee, $300 in annual travel credit, 50K points signup bonus, earn 3 points per dollar on dining/travel, 50% bonus value on using points for paid travel redemptions, Global Entry/Pre-check, Priority Pass lounge access. Chase Sapphire Preferred $95 annual fee waived for first year, 50K points signup bonus, earn 2 points per dollar on dining/travel, 25% bonus value on using points for paid travel redemptions. Chase Ink Business Preferred $95 annual fee, 80K points signup bonus, earn 3 points per dollar on select business spending and travel, 25% bonus value on using points for paid travel redemptions. Chase no annual fee cards with transferable points if you, a spouse, or an additional user have one of the premium cards above: Chase Freedom Card No annual fee, 15K points signup bonus, earn 5 points per dollar in rotating categories. Chase Freedom Unlimited Card No annual fee, 15K points signup bonus, earn 1.5 points … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
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Hilton Gold status gets you upgrades, bonus points, 5th night free on awards, late checkout, breakfast, and bottled water. Free breakfast doesn’t usually do much for me as a kosher traveler, but we had the pleasure of staying at the Waldorf Astoria Jerusalem last year where we were treated to a fantastic daily breakfast, which is free for Hilton Gold and Diamond members. There is a mind-boggling quantity of awesome kosher food there, from dozens of daily hot dishes to hard cheeses, fresh fruits and pastries to fresh squeezed juices, as well as on-demand dishes like french toast, pancakes, waffles, and eggs. Unlimited wine, hot or cold chocolate drinks, and espresso drinks are included as well. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!