Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Chase ink business 0 apr
Both cards currently offer their highest ever signup bonuses that are practically unheard of on no annual fee cards. It’s unknown if the signup bonus offer will be changing. Previously the Ink Cash signup bonus was $200-$300 in the form of 20K-30K Chase Ultimate Rewards points. … [Read more...] about Rumor: Changes Coming To The Lucrative Chase Ink Card Offers Tomorrow
The Chase Ink Business Cash Cardis currently offering $500 in the form of 50,000 Chase Ultimate Rewards points after spending $3,000 within 3 months. This is an excellent card for people willing to spend the time to make purchases in the bonus categories offered on this card. You’ll earn 5 points per dollar spent at office supply stores and on internet, cable, and cell phone bills on up to $25k/year. It also earn 2 points per dollar on at gas stations and restaurants on up to $25k/year. Office supply stores sell gift cards for hundreds of other stores, from Amazon to Uber to Visa gift cards that can be used anywhere, so you can rack up the points by shifting your spending to these gift cards. Pair this card with a Chase Sapphire Reserve Card and you’ll be earning a minimum of 7.5% back via gift cards bought from office supply stores or on any other spending at office supply stores and on internet, cable, and cell phone bills as the … [Read more...] about Rumor: Changes Coming To The Lucrative Chase Ink Card Offers
eGift cards sold on Staples.com: 1800Flowers Advance Auto Parts Aerie Aeropastle Airbnb American Eagle AMC Theaters Applebees AT&T Prepaid Athleta BabyGap Banana Republic Barnes & Noble Bath & Body Works Bass Pro Shop Bed Bath & Beyond Belk Blomingdale’s Bob Evans Bonefish Grill Boost Mobile Boston Market Buffalo Wild Wings Build-A-Bear Buy Buy Baby CB2 CPK Cabela’s Carrabba’s Cheesecake Factory Chili’s Chipotle Cinemark Claire’s Coldstone Creamery Cracker Barrel Crate & Barrel Darden Dave & Busters Delta Destination Maternity Disney Domino’s DSW eBay Express Fandango Finish Line Foot Locker Forever 21 Friendly’s GameStop Gap Inc/Athleta/Banana Republic/Old Navy Ghirardelli Golden Nugget Google Play/YouTube Premium Groupon Guess Guitar Center Home Depot Hotels.com Hulu Plus iTunes J. Crew JCPenney Jack In The Box Jiffy Lube Kirkland’s Kohl’s LL Bean Landry’s Longhorn Steakhouse Lowe’s … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
The Chase Freedom is a consumer card with no annual fee. The signup bonus on this card is marketed at $150, but will actually come in the form of 15,000 points. Used correctly, those points will be worth $225-$300. This card markets itself as earning 5% cash back in rotating categories, but really it earns 5 points per dollar in rotating categories. Used correctly, that’s 7.5%-10% back in rotating categories. The maximum spending in the rotating categories is $1,500 per quarter. Rotating categories have included restaurants, Amazon, Walmart, telecom, department stores, grocery stores, gas stations, wholesale stores, mobile payment purchases, and more. 0% APR on purchases and balance transfers for 15 months. The Chase Ink Cash is a business card with no annual fee. The signup bonus on this card is marketed at $500, but will actually come in the form of 50,000 points. Used correctly, those points will be worth $750-$1,000. This card markets itself as earning … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Charges made directly with all cell phone service providers (AT&T, Boost, Cricket, Google Fi, Republic, Sprint, T-Mobile, Verizon, Virgin Mobile, etc) Charges made directly with all telecom, TV, and Internet providers Charges made with streaming services, like Hulu, Netflix, SiriusXM, Sling, Spotify, Tivo, and Vudu Charges from Godaddy.com Charges from Microsoft OneDrive Charges from Samsung.com Charges made in-store or online at office supply stores, like Office Depot, Office Max, and Staples. Best of all though, you can buy gift cards for hundreds of other stores in office supply stores and on Staples.com. Office supply stores often have sales on gift cards so that you can save even more. … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x