The great thing about Chase Ultimate Rewards is how versatile and valuable they are: Chase points are effectively a “hybrid” currency. You can cash them out for 1 cent each. You can use them for paid travel at a value of 1.25 or 1.5 cents each. Or you can transfer them into airline miles or hotel points when those programs offer more value. There’s no reason to transfer those points to an airline or hotel program where they will be stuck and can be devalued. You should only transfer them on demand when you can get a great value for the transfer. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
Chase ink cash business
If you or anyone in your household has one of the following cards, you can transfer your points into miles Chase Sapphire Reserve (Earn 50K points for spending $4K in 3 months. $450 annual fee, less $300 annual free travel spend=$150 net annual fee. Allows all points to be used at a value of 1.5 cents each towards travel). Chase Sapphire Preferred (Earn 55K points for spending $4K in 3 months and adding a free additional user card that must also make a purchase within the first 3 months. $95 annual fee waived for first year). Chase Ink Business Preferred (Earn 80K points for spending $5K in 3 months. $95 annual fee). Other no annual fee Chase cards that also earn Ultimate Rewards points include: Chase Freedom Chase Freedom Unlimited The great thing about Chase Ultimate Rewards is how versatile and valuable they are The Ink Preferred or Sapphire Preferred cards allow you and anyone in your household to transfer Chase points into miles. They also allow you to use … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Rumor: Changes Coming To The Lucrative Chase Ink Card Offers Tomorrow
Both cards currently offer their highest ever signup bonuses that are practically unheard of on no annual fee cards. It’s unknown if the signup bonus offer will be changing. Previously the Ink Cash signup bonus was $200-$300 in the form of 20K-30K Chase Ultimate Rewards points. … [Read more...] about Rumor: Changes Coming To The Lucrative Chase Ink Card Offers
Business card information, benefits, signup rules, and 5/24: Chase Ink cards are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x
The Chase Freedom is a consumer card with no annual fee. The signup bonus on this card is marketed at $150, but will actually come in the form of 15,000 points. Used correctly, those points will be worth $225-$300. This card markets itself as earning 5% cash back in rotating categories, but really it earns 5 points per dollar in rotating categories. Used correctly, that’s 7.5%-10% back in rotating categories. The maximum spending in the rotating categories is $1,500 per quarter. Rotating categories have included restaurants, Amazon, Walmart, telecom, department stores, grocery stores, gas stations, wholesale stores, mobile payment purchases, and more. 0% APR on purchases and balance transfers for 15 months. The Chase Ink Cash is a business card with no annual fee. The signup bonus on this card is marketed at $500, but will actually come in the form of 50,000 points. Used correctly, those points will be worth $750-$1,000. This card markets itself as earning … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!