Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
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You can transfer points to airlines like ANA, Air Canada, Avianca, or Singapore for Star Alliance travel. Points transfer to Aeromexico, Alitalia, Air France/KLM, or Delta for Skyteam travel. Transfer to BA, Cathay Pacific, or Iberia for OneWorld travel. Other transfer options include El Al, Emirates, Etihad, Hawaiian, JetBlue, or Virgin Atlantic. This can make sense for one-way, last-minute, or premium class travel. The value with airline miles can be under a cent each if used poorly, but properly used the points can be worth 5 cents, 10 cents, 15 cents, or even more per point, the sky is the limit. … [Read more...] about 1 Hour Left: Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
Having other AMEX cards increases the value proposition further:The Amex EveryDay Preferred Credit Card from American Express you earn 1.5 points per dollar everywhere that are worth 3% towards travel when you transfer them to AMEX Business Platinum. You’ll also earn 4.5 points per dollar on groceries that are worth 9% towards travel and 3 points per dollar on gas that are worth 6% towards travel.AMEX Platinum card you earn 5 points per dollar on airfare that are worth 10% towards travel when you transfer them to AMEX Business Platinum.AMEX Blue for Business card you earn 1.3 points per dollar after the 30% annual dividend that are worth 2.6% towards travel when you transfer them to AMEX Business Platinum. Plus you’ll earn double points everywhere and 10 points per dollar at restaurants for a limited time that are worth more than 20% towards travel after the annual dividend when you transfer them to AMEX Business Platinum.Premier Rewards Gold card you … [Read more...] about Are Bank Points Overtaking The Value Of Airline Miles? 2 Hybrid Cards Allow You To Lock In The Best Of Both Worlds
All miles can be extended with any redemption activity, including earning miles, transferring miles from a credit card or hotel program, or using miles. In these cases I’ve highlighted “redeem or earn” in the chart below. All miles can be extended only by earning miles, including earning miles or transferring miles from a credit card or hotel program. In these cases I’ve highlighted “earn” in the chart below. All miles can be extended only by taking a paid flight and crediting that flight to the program. It’s important to make sure that the flight is in a fare class that earns miles, which you can do by calling the airline or checking a site like WhereToCredit. Most programs in this category also allow partner flights to extend the validity of your miles, though LATAM requires a LATAM flight only. In these cases I’ve highlighted “earn…from a paid flight” in the chart below. Miles can’t be extended … [Read more...] about All About Mileage Expiration And Transfer Options For 57 Loyalty Programs: Keep Points From Expiring And Bring Them Back To Life!
Bookable on Priceline. Tickets purchased from Priceline today are refundable until 11:29pm EDT tomorrow. Please see this post for directions on how to cancel these tickets. Also bookable on Orbitz or Expedia. Limited seats are available on each date. Always search one-way for 1 seat and then work the search up to the number of seats you need in order to book as many seats on sale as you can. Use a card like Sapphire Preferred or Sapphire Reserve to earn 2 or 3 Chase points per dollar spent and get free travel/medical insurance, trip/luggage delay protection, and more! American is taking on Southwest with amazing fares on nonstop flights between Dallas, LA, or Phoenix and Hawaii. Let the Hawaii fare wars begin! … [Read more...] about AA: Fly Nonstop Between Dallas, Los Angeles, Or Phoenix And Maui Or Kona For $128 Or 7.3K Hybrid Points Or Each Way!