The Chase Freedom is a consumer card with no annual fee. The signup bonus on this card is marketed at $150, but will actually come in the form of 15,000 points. Used correctly, those points will be worth $225-$300. This card markets itself as earning 5% cash back in rotating categories, but really it earns 5 points per dollar in rotating categories. Used correctly, that’s 7.5%-10% back in rotating categories. The maximum spending in the rotating categories is $1,500 per quarter. Rotating categories have included restaurants, Amazon, Walmart, telecom, department stores, grocery stores, gas stations, wholesale stores, mobile payment purchases, and more. 0% APR on purchases and balance transfers for 15 months. The Chase Ink Cash is a business card with no annual fee. The signup bonus on this card is marketed at $500, but will actually come in the form of 50,000 points. Used correctly, those points will be worth $750-$1,000. This card markets itself as earning … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
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If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 30K points to Hyatt to do that, a value of 3 to 6 cents per point. If you earn 5 points per dollar and each points is worth 5%, that’s like getting a 25% rebate on your purchase! If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
4,500 Avios is enough for a one-way short-haul ticket from London-Milan, Iguazu Falls-Sao Paulo, Johannesburg-Victoria Falls, Hong Kong to Taiwan, Melbourne to Sydney, and between most cities within Europe. 7,500 Avios is enough for a one-way short-haul ticket between New York and places like Bermuda, Boston, Chicago, Cleveland, Detroit, Miami, Orlando, Montreal, Pittsburgh, or Toronto, or between Miami and the Bahamas or Cancun, or between LA and Cabo on OneWorld partner American. 10,000 Avios is enough for a one-way flight between Chicago and LA, Hong Kong to Singapore, or JFK to Cancun. 12,500 Avios is enough for a one-way flight between the west coast and any of the Hawaiian islands or between New York and the west coast. 15,000 Avios is enough for a one-way business class flight between NYC and Toronto or Bermuda or between Miami and most destinations in the Caribbean. 20,000 Avios is enough for a one-way flight between Dallas and … [Read more...] about Chase Launches Their First Ever Transfer Bonus: 30% Bonus Points When You Transfer Ultimate Rewards Points Into BA Avios
Free anniversary night at category 1-4 hotels without any spending required. Spend $15,000 on the card and you’ll get a 2nd free anniversary night at category 1-4 hotels. Earn 20 night credits (With $40,000 of card spending or less with a combination of award or paid nights at Hyatt hotels and spending) and you’ll get 2 club lounge awards that are valid for club access for the duration of your Hyatt stay. Earn 30 night credits (With $65,000 of card spending or less with a combination of award or paid nights at Hyatt hotels and spending) and you’ll get Explorist status, 2 more club lounge awards, and another free night at category 1-4 hotels. Earn 40 night credits (With $90,000 of card spending or less with a combination of award or paid nights at Hyatt hotels and spending) and you’ll get a $100 Hyatt gift card or 5,000 bonus points. Earn 50 night credits (With $115,000 of card spending or less with a combination of award or paid nights at … [Read more...] about Last Chance To Earn 60,000 Points With The Chase World Of Hyatt Card; Roundup Of Hyatt’s New Milestone Earning Thresholds
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Comparison to previous signup bonuses The previous Chase Hyatt card offered 40K signup points, so this is a 50% increase from that offer. Before then the older card offered 2 free nights upon signup, but 60K points is far more valuable than that. The 2 free nights expired after just one year, but the 60K points will never expire as long as you have any activity in your Hyatt account every 24 months. Plus while 60K points can be used for 2 free nights at any Hyatt, it can also be used for a dozen free nights at cheaper Hyatt hotels or for other awards, like suite award nights or points+cash awards. Hyatt also allows points to be transferred to any Hyatt member for free! … [Read more...] about Ends Tomorrow! Earn 60,000 Points With The Chase World Of Hyatt Card; The Last Of The Valuable Hotel Point Currencies!