In the modern economy, credit is everything. From the perspective of lenders, customers are only as trustworthy as their credit rating. But what is this all-important metric, and how can you make sure that yours is as robust as possible? This article will lay out some of the best ways to check and monitor your credit score in Canada. Staying on top of borrowing and debt isn't always easy, but with the right tools at your disposal, it's much easier to protect your credit rating and access funds whenever you need them. What is a good credit score in Canada? First off, some basics. Credit refers to the act of lending money, which tends to mean banks and mortgage lenders in Canada. This often boils down to an assessment of how trustworthy individual borrowers are, which is based on their history of borrowing and repayments, among other things. If this checks out, lenders will look upon you much more favorably. However, banks can't be expected to research every single transaction or … [Read more...] about How to Check Your Credit for Free in Canada
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Secured credit cards are a great method for building up your credit score. We made a list of the best secured credit cards in Canada for 2018 to make side-by-side comparisons and settle once and for all which is the best one. Whether you're looking for the lowest interest rate, the lowest annual fee, the card with the lowest minimum deposit, or the one that will approve you no matter what, we've got them listed below. Winner based on the Lowest Interest Rate BMO Preferred Rate Mastercard has the lowest interest rate bar-none, BUT they won't accept just anybody. You won't be able to get this card if you've claimed bankruptcy in the last 7 years. If you don't mind an annual fee and are worried about getting approved, I would recommend the Peoples Trust Secured Mastercard at 12.99% -- that's one of the lowest interest rates. Just be careful because if you don't miss your minimum payment, or it jumps up to 24.5%! Winner for the Lowest Minimum Deposit That's easy, Capital One … [Read more...] about The Best Secured Credit Cards Canada 2018
This is an article I wrote a few months ago, but people keep asking the same questions, so here it is again: -Find more posts like this by clicking on the “Credit Card Posts” tab and find credit card offers in the “Credit Cards” tab above of the DansDeals banner at the top of this site. American Express is a DansDeals.com advertiser. Originally posted on 10/08: Do your eyes glaze over every time I make another post about miles and credit cards? If it’s the latter, you have good instincts. The credit card points system is partially subsidized by the millions of Americans who fall into the trap of debt, buying things they can’t afford, and paying huge amounts of interest to the banks. If you’re susceptible to that behavior, then don’t play the game. Cut up all your cards, pay for things in cash, and be happy not being in debt. Any gain from the points system will be obliterated by interest payments. Otherwise though you’re leaving … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
There are few things more satisfying than scoring the perfect gift card deal, especially when it includes freebies like a night out at the movies or a bonus card for you to spend. No matter the time of year, there are always a few gift card promotions happening in Canada – if you know where to look. To help you out, we put together this list of gift card promotions in Canada, as well as a guide to buying gift cards online and a few of our tips and tricks for scoring deals on gift cards year-round. So the next time you're buying a gift card, make sure you check this page! Who knows what deals you might find? Active Gift Card Promotions in Canada Baskin Robbins: get a FREE scoop of ice cream when you buy a $25 gift card Children's Place: get up to a $20 bonus card when you buy a gift card Cineplex: get a pack of coupons worth $40 when you buy a $50 gift card Earls: get a 10% discount when you buy $500 worth of gift cards Landmark Cinemas: get $30 in movie coupons when you buy … [Read more...] about The Best Gift Card Promotions in Canada (2018)
Never Miss Another Deal - Follow DansDeals on Facebook Table of Contents Limited time signup bonusCard benefitsBusiness card and 5/24 infoExpanded award ticket availabilityExpanded Plan B availabilityThe advantage of United MileagePlusExcursionist PerkPartner airlines Limited time signup bonus Until 3/18, you can earn 75,000 bonus miles for opening a Chase United Explorer Business Card and spending $5,000 within 3 months. That’s the highest public offer ever for this card. The $95 annual fee is also waived for the first year with this offer. You can receive the bonus on this card if you haven’t received a bonus on a United business card in the past 24 months and don’t currently have a United business card. You can receive the bonus on this card even if you got a United consumer card in the past 24 months or currently have a United consumer card. Card benefits A free checked bag for the cardholder and a companion, even on basic economy fares. A free … [Read more...] about Limited Time Offer: Earn A Whopping 75,000 Miles On The Awesome United Explorer Business Card!
Never Miss Another Deal - Follow DansDeals on FacebookDansDeals will receive compensation if you are approved for a credit card via a link in this post. The Business Platinum® Card from American Express is one of the most feature laden credit cards out there. If you apply for it by tomorrow at 9:59pm EST your first annual fee will be $450. If you apply after that the new annual fee of $595 will apply right away. Card renewals starting next month will be at the $595 rate. That’s a high price to pay, but here’s what you get for that: Welcome bonus: The AMEX Business Platinum Card offers 50K bonus points for spending $10K and another 25K bonus points for spending another $10K within 3 months. The bonus is available if you haven’t had this card before. Airline fee credits: In your first cardmembership you can get a $200 credit in 2019 and a $200 credit in 2020. You need to register with a specific airline before spending. After you … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!