Where to Buy Gift Cards on Sale in Canada One added benefit to buying gift cards online is that you can occasionally find them on sale! A few different stores and websites regularly sell discounted gift cards. Just make sure you act fast whenever one of these deals pops up. These gift cards tend to sell fast, and many of these sales only last for a day or two. Here are a few places worth checking for deals on gift cards: … [Read more...] about The Best Gift Card Promotions in Canada (2018)
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Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
Active Gift Card Promotions in Canada Children's Place: get a $20 bonus card when you buy a $100 or more gift card online Earls: get a 10% discount when you buy $500 worth of gift cards Tony Roma's: get $15 in Roma bucks when you buy a $50 gift card White Spot: get a 10% discount when you buy $500 worth of gift cards What to Know Before You Buy Gift Cards Online First of all, the most important thing to know is that you CAN buy gift cards online. Many stores give you the option to purchase gift cards either in-store or online, which is great if you can't make it down to the mall, or if you need to pick up a last-minute present but aren't sure what to get. … [Read more...] about The Best Gift Card Promotions in Canada (2019)