I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Corporate business credit card
Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. … [Read more...] about 1 Hour Left: Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can just open a business credit card for “Joe Smith” as the business name. You don’t need to file any messy government paperwork to be allowed to do that. … [Read more...] about Last Chance To Lock In A Lower Annual Fee On The AMEX Business Platinum Card!
Frankly AMEX dispute resolution may be too good. I had one person dispute the $13 they paid for on an AMEX to attend a DansDeals seminar (the full proceeds of which were donated to charity). When I asked the attendee why they disputed the charge they said that they just didn’t recognize the charge, so they disputed it. He called AMEX right away to drop the dispute, but by that point it was too late and they refunded him the money and I got hit with a chargeback fee on money I had already donated. … [Read more...] about Just How Amazing Are AMEX Credit Card Protections?
Several services popped up that managed to quickly kill this widespread benefit as they automated the price drop claims process, which wound up costing the credit card issuers a fortune. Clearly they never heard of the PGFHGS (pigs get fat, hogs get slaughtered) mantra that is part of DDF culture. … [Read more...] about Which Credit Cards Still Offer Price Drop Protection?
ANA Adria Airlines Aegean Airlines Aer Lingus Air Canada Air China Air Dolomiti Air India Air New Zealand Aeromar Asiana Airlines Austrian Airlines Avianca Airlines Azul Brazilian Airlines Brussels Airlines Cape Air Copa Airlines Croatia Airlines EVA Air Edelweiss Egyptair Ethiopian Airlines Eurowings Germanwings Hawaiian Airlines Island Air Juneyao Airlines LOT Polish Lufthansa Scandinavian Airlines Shenzhen Airlines Silver Airways Singapore South African Airways Swiss International Airlines TAP Portugal THAI Turkish Airlines Are you a United cardholder? … [Read more...] about Ending Soon: Earn Up To 65,000 Miles On My Favorite Airline Credit Card; How To Take Advantage Of United’s Most Generous Awards