Otherwise you shouldn’t have any problem explaining the mileage game to a mortgage officer in case they ask why you have so many lines of credit. In fact if you are using your credit wisely your score should be excellent even if you do open lots of credit cards, which will mean you’ll get the lowest possible interest rates. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Credit card for income below 30000
With AMEX Premium car rental protection luxury cars and SUVs are covered. They had no problem covering the damage that the valet at the S. Regis Bal Harbour did to the Lincoln Navigator that Avis upgraded me to earlier this year. No messy paperwork required, just a quick online claim took care of everything. And yes, it will even cover the $75,000 scratch on the door of the Bugatti Vision Gran Turismo should you miraculously find yourself in a rented one 😉 … [Read more...] about Just How Amazing Are AMEX Credit Card Protections?
Several services popped up that managed to quickly kill this widespread benefit as they automated the price drop claims process, which wound up costing the credit card issuers a fortune. Clearly they never heard of the PGFHGS (pigs get fat, hogs get slaughtered) mantra that is part of DDF culture. … [Read more...] about Which Credit Cards Still Offer Price Drop Protection?
It offered 1.5 miles per dollar everywhere, which was very innovative at the time. However, in April 2016 Chase launched the no annual fee Freedom Unlimited Card, which also earns 1.5 points per dollar and those points are Hybrid Chase points which can be used for paid travel, cashback, or mileage transfers. In May 2017 AMEX struck back with The Blue Business℠ Plus Credit Card from American Express that earns 2 points per dollar everywhere, has no annual fee, and can transfer points into miles. Chase responded in May 2018 with a business version of their 1.5 points per dollar no annual fee card, the Chase Ink Unlimited. Chase is currently offering 3 points per dollar on a new Freedom Unlimited card signup. Earning “hybrid” bank points is far superior to earning miles locked into one carrier that are subject to painful devaluations. You can transfer them on demand when you need them without leaving yourself exposed to devaluations. Or you can redeem them for a myriad … [Read more...] about Here’s How United Transformed Their Premium Club Card From Hero To Zero; The Worst Credit Card Devaluation Of All Time?
A free checked bag for the cardholder and a companion, even on basic economy fares. A free carry-on bag for the cardholder and companions, even on basic economy fares. Priority boarding for the cardholder and companions, even on basic economy fares. 2 free United Club passes every year for being a cardmember. Miles that will never expire as long as you are a United cardholder, even if you don’t have any activity. Primary rental car CDW insurance in every country. No foreign exchange fees. Exclusive cardmember access to auctions that allow you to use your miles for once-in-a-lifetime experiences. A few years ago I used 25K miles for 4 field box seats to an Indians game along with the right to run onto the field before the top of the 7th inning and swipe 2nd base right off the field. Nobody could believe it as I walked around the ballpark with 2nd base. I even got it signed after the game by the Indians wining pitcher that night, Justin Masterson, who was equally shocked … [Read more...] about Ending Soon: Earn Up To 65,000 Miles On My Favorite Airline Credit Card; How To Take Advantage Of United’s Most Generous Awards
You’re even allowed a free open jaw in addition to the perk to really maximize your travel. For example this itinerary includes travel to London, Paris, and Zurich. You can take a train or use 4.5K BA Avios to get from London to Paris to fill the hole in the open jaw: … [Read more...] about Ends Tomorrow! Earn Up To 65,000 Miles On My Favorite Airline Credit Card; How To Take Advantage Of United’s Most Generous Awards