Note that while you can close a card via secure message or chat without having to call up, typically if you call up, the retentions department may offer to waive the fee for another year or give you miles to keep the card. Even if they don’t do that, many cards can be downgraded to a free version and you’ll get a refund of the annual fee. You typically have between 30 and 60 days from when an annual fee is billed to have it refunded if you close a card though some people have had success getting a fee refunded by cancelling a card for up to 6 months after being billed. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Credit card interest free balance transfer
Honourable Mentions... There are a couple credit cards that are not specifically dubbed student credit cards, but they are the most popular credit cards used by Canadian students. We've given them honourable mention since they are strong points of comparison to the ones listed above. … [Read more...] about Best Student Credit Cards Canada 2018
If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 30K points to Hyatt to do that, a value of 3 to 6 cents per point. If you earn 5 points per dollar and each points is worth 5%, that’s like getting a 25% rebate on your purchase! If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
eGift cards sold on Staples.com: 1800Flowers Advance Auto Parts Aerie Aeropastle Airbnb American Eagle Amtrak AMC Theaters Applebees AT&T Prepaid Athleta BabyGap Banana Republic Barnes & Noble Bath & Body Works Bass Pro Shop Bed Bath & Beyond Belk Blomingdale’s Bob Evans Bonefish Grill Boost Mobile Boston Market Buffalo Wild Wings Build-A-Bear Buy Buy Baby CB2 CPK Cabela’s Carrabba’s Cheesecake Factory Chili’s Chipotle Cinemark Claire’s Coldstone Creamery Cracker Barrel Crate & Barrel Darden Dave & Busters Delta Destination Maternity Disney Domino’s DSW eBay Express Fandango Finish Line Foot Locker Forever 21 Friendly’s GameStop Gap Inc/Athleta/Banana Republic/Old Navy Ghirardelli Golden Nugget Google Play/YouTube Premium Groupon Guess Guitar Center Home Depot Hotels.com Hulu Plus iTunes J. Crew JCPenney Jack In The Box Jiffy Lube Kirkland’s Kohl’s LL Bean Landry’s Longhorn Steakhouse Lowe’s … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x
The Chase Ink Business Unlimited Card is currently offering $500 in the form of 50,000 Chase Ultimate Rewards points after spending $3,000 within 3 months. This is an excellent card for anyone trying to maximize their everyday spending. It fulfills the same function as the Chase Freedom Unlimited card by earning 1.5% back everywhere in the form of 1.5 Chase Ultimate Rewards points per dollar everywhere. As the Ink Unlimited is a business card, you won’t hurt your credit score with your spending and it offers a higher signup bonus than Freedom Unlimited. Pair this card with a Chase Sapphire Reserve Card and you’ll be earning a minimum of 2.25% back everywhere as the Sapphire Reserve allows you to redeem your points at a minimum value of 1.5 cents each. Transfer your points into miles and redeem them at a value of 2 cents each to earn 3% back everywhere. The Chase Ink Business Cash Cardis currently offering $500 in the form of … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
The Chase Sapphire Preferred Card is currently offering 50,000 Chase Ultimate Rewards points after $4,000 of spending within 3 months. The Chase Sapphire Reserve Card is currently offering 50,000 Chase Ultimate Rewards points after spending $4,000 within 3 months. The Chase Freedom Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The Chase Freedom Unlimited Card is currently offering $150 cash back in the form of 15,000 Chase Ultimate Rewards points after $500 of spending within 3 months. The JPMorgan Reserve card has the same offers as Sapphire Reserve, but is only available for JPMorgan Private banking clients. Current signup rules All of the cards above are subject to 5/24 restrictions, read more about that here. Note that business cards, even Chase business cards, do not get added to your 5/24 count of … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!