This is an article I wrote a few months ago, but people keep asking the same questions, so here it is again: -Find more posts like this by clicking on the “Credit Card Posts” tab and find credit card offers in the “Credit Cards” tab above of the DansDeals banner at the top of this site. American Express is a DansDeals.com advertiser. Originally posted on 10/08: Do your eyes glaze over every time I make another post about miles and credit cards? If it’s the latter, you have good instincts. The credit card points system is partially subsidized by the millions of Americans who fall into the trap of debt, buying things they can’t afford, and paying huge amounts of interest to the banks. If you’re susceptible to that behavior, then don’t play the game. Cut up all your cards, pay for things in cash, and be happy not being in debt. Any gain from the points system will be obliterated by interest payments. Otherwise though you’re leaving … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
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How do you choose the best student bank account in Canada, you ask? Whenever I am making a decision, I like to list off my priorities and figure out who will deliver on what I actually need. When it comes to banking -- is it discounts that I want? A few perks? It turns out that it's free movies because it's the only thing that gives my brain a break from the books! But that's just me. I've also linked my student bank account to my student credit card to get the most out of those points. Depending on what you're looking for, here's a list of the top student bank accounts in Canada. Best for Online Banking Tangerine Chequing Account has a no-fee daily Chequing Account that pays you interest and is designed from the ground-up for online users. They have what they call a "switch assistant" which makes it insanely easy to switch everything over Easiest Application Process CIBC Smart Account for Students is a great option for students who want no monthly fees and unlimited transactions … [Read more...] about Best Student Bank Accounts in Canada
Want to open a bank account AND make money while doing it? Get the inside scoop on new bank account promotions with with our updated guide for 2018 bank promotions in Canada! Whether you want to earn free movies or straight-up money, these deals are worth a look. We'll keep you updated as offers change, so bookmark this page and check back from time to time. Here are some offers currently available through Canadian banks: BMO Bank of Montreal Get $100 when you open a new bank account online This is pretty much the easiest way to earn free money just by opening a new bank account with Bank of Montreal. Specifically, you'll need to open a new digital chequing account with an eligible plan before July 2, 2018. Here's how it works: 1. Sign up for a new chequing account and make a deposit before July 2 2. Set up a recurring direct deposit to the account (and have at least one deposit made by Aug. 2, 2018) To qualify, you must sign up online and not have an existing chequing account … [Read more...] about New Bank Promotions in Canada for 2018
The Sephora return policy is famous for being generous and fairly forgiving. In most cases, you'll get a full refund (or store credit) when you return an item within 30 days of purchase. But how much do you know about how the rest of it works? In general, the Sephora return policy is pretty customer-friendly – but it can be a little hard to wade through the whole thing to find the information you need. That's why we decided to break it down, step by step. You can return almost any Sephora purchase or gift within 30 days, as long as it's in what Sephora determines to be "new or gently used condition." Most returns are absolutely free (Sephora just can't refund original shipping charges). To start, you can return items you bought one of two ways: in-store or by mail. 1. Returns by mail One important thing to note is that Sephora Canada only accepts mail returns for online orders. If you bought an item in-store, you need to return it in-store. To return something you bought … [Read more...] about Your Complete Guide to the Sephora Return Policy
Update: A commenter says he was told by an agent that they will no longer do this process. Luckily I can confirm that isn’t true as can several DDF’ers. I recently helped a couple of family members setup a Plan B award to Israel. They were able to get saver awards on United thanks to having expanded saver class award availability as they had a Chase United Explorer card. We held the 85K coach saver award online and used the callback line to setup the 140K business saver award with all segments waitlisted for business class. Their return trip from Tel Aviv cleared into BusinessFirst automatically. They were nervous about their outbound trip to Tel Aviv as the domestic portion of the flight cleared into first class in advance while the Newark-Tel Aviv segment was still in coach. United.com was showing that BusinessFirst was completely full with several passengers standing by. Luckily United.com is explicit that if the domestic first class portion clears but the … [Read more...] about United Plan B: Pretty Much The Most Awesome, Underutilized, And Underappreciated Thing Ever.
Never Miss Another Deal - Follow DansDeals on FacebookIt’s been a year since Marriott took over the beloved Starwood program. Our credit card earnings have been devalued and customer service has gone down the drain. Luckily Marriott gave us a verb we can use when things go wrong: Bonvoyed. Residence Inn Surfside Florida: I went to Miami for 1 night last month to go to the bris of my brother Dovid’s son. I figured I’d use one of the anniversary nights that come with the Marriott cards, so I booked a stay at the Residence Inn Surfside. I got to the hotel at noon and they said that they had no available rooms, but they did have a prize wheel at checkin which I spun and won 300 points. W00t! My brother JJ lives in the area, so we went out to eat at 26 and waited a couple of hours until they called letting me know that my room is ready. I have Marriott Titanium status, which means that hotels are supposed to upgrade me to a standard suite if there is availability. So … [Read more...] about Here’s How I Was #Bonvoyed By 2 Marriott Hotels In July