No credit card account numbers or log-in credentials were compromised Over 99 percent of Social Security numbers were not compromised. Compromised information included data that Capital One collects at the time it receives credit card applications: Names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, and self-reported income. Credit scores, credit limits, balances, payment history, contact information Fragments of transaction data from a total of 23 days during 2016, 2017 and 2018 About 140,000 Social Security numbers of credit card customers were compromised. These are comprised of those who used their Social Security number as their employer identification number in applying for small business credit cards. About 80,000 linked bank account numbers of secured credit card customers were compromised. It’s important to watch your credit report to ensure that you don’t find any fraud on it. You can check your credit reports from all 3 … [Read more...] about Step Right Up: Capital One Is The Latest To Report A Data Breach
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The stolen information includes names, email addresses, delivery addresses, order history, phone numbers, as well as hashed passwords. Full credit card numbers were not part of the breach. The driver’s licenses of 100,000 delivery workers were also breached. … [Read more...] about Step Right Up: Doordash Is The Latest To Report A Data Breach
You can enter your last name and the last 6 digits of your social security number here to see if your information was accessed. It appears that Equifax is letting anyone enroll in a free year of TrustedID Premier, which is Equifax’s own credit monitoring service. I’m sure they would love it if you love the service and decide to pay for it after the year is over… … [Read more...] about Equifax Hacked: Signup For A Year Of Free TrustedID Premier
So, aside from the issue of advertising, what's not to like about Credit Karma? Well, there are some things to think about. Most importantly, Credit Karma use a system known as Vantage 3.0 to arrive at credit scores, while most banks use the FICO grading system. The two are very similar, but some users have reported slight discrepancies between their Credit Karma score and the score assigned by lenders. So bear that in mind. … [Read more...] about How to Check Your Credit for Free in Canada
The Chase Southwest Consumer Priority card has a signup bonus of 30K Southwest points and a companion pass valid through 12/31/19 for spending $4,000 in 3 months. The card offers some amazing benefits for Southwest loyalists including 4 annual A1-A15 boarding upgrade certificates, $75 in annual Southwest travel credit, 7.5K Southwest points upon every card anniversary, 20% off in-flight purchases, and the ability to earn tier points towards A-List status. $149 annual fee. The Chase Southwest Consumer Premier card has a signup bonus of 30K Southwest points and a companion pass valid through 12/31/19 for spending $4,000 in 3 months. The card offers 6,000 points every card anniversary, and has no foreign transaction fees. $99 annual fee. The Chase Southwest Consumer Plus card has a signup bonus of 30K Southwest points and a companion pass valid through 12/31/19 for spending $4,000 in 3 months. The card offers 3,000 points every card … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!