Interest Rate: 14.90% with an annual fee or 19.99% with no annual fee Conditions: Read more here Minimum Deposit: $500 Annual Fee: $5/month or $59/year, or free with higher interest Authorized User Fees: $2/month ($19/year) or no fee, with higher interest Guarantees: Most applicants are guaranteed. Bank account with Home Trust is required. More information on the Home Trust Secured Visa here. … [Read more...] about The Best Secured Credit Cards Canada 2018
Family security credit union
Another think to think about is security. Credit Karma has had security issues regarding its app in the past, but these were resolved in 2014, and since then their reputation has been fairly solid. They have instituted 128-bit encryption for all users, offer two-factor authentication of you want it, and undertake never to sell personal information to marketers. So safety isn't the major concern. … [Read more...] about How to Check Your Credit for Free in Canada
I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
It offered 1.5 miles per dollar everywhere, which was very innovative at the time. However, in April 2016 Chase launched the no annual fee Freedom Unlimited Card, which also earns 1.5 points per dollar and those points are Hybrid Chase points which can be used for paid travel, cashback, or mileage transfers. In May 2017 AMEX struck back with The Blue Business℠ Plus Credit Card from American Express that earns 2 points per dollar everywhere, has no annual fee, and can transfer points into miles. Chase responded in May 2018 with a business version of their 1.5 points per dollar no annual fee card, the Chase Ink Unlimited. Chase is currently offering 3 points per dollar on a new Freedom Unlimited card signup. Earning “hybrid” bank points is far superior to earning miles locked into one carrier that are subject to painful devaluations. You can transfer them on demand when you need them without leaving yourself exposed to devaluations. Or you can redeem them for a myriad … [Read more...] about Here’s How United Transformed Their Premium Club Card From Hero To Zero; The Worst Credit Card Devaluation Of All Time?
-DDF member Saulius writes that he knows a teacher in Lakewood, NJ who gave his social security number to a farm for a lump payment. He also knows the broker that bought $4,000 of miles from the farm that opened credit cards in the teacher’s name. The broker was told that no shady tactics were used to generate the miles. The broker booked award tickets and paid more than $1,000 in taxes from miles from the account but the tickets were voided and the mileage account was closed as it turned out the farm did use shady spending tactics to generate the miles. The farm has refused to reimburse the broker for his losses. … [Read more...] about Revisiting Sungame And Credit Card Signup Farms; What Is Your Social Security Number Worth?
FUN & ACTIVE GAME FOR KIDS: In this fast-paced game, kids jump from lily pad to lily pad as they try to dodge the rolling, whizzing, crazy Croc! jump outside the swamp ring or bump into the crock and you lose a Lily pad. The last player standing wins! ENCOURAGE ACTIVE PLAY: A great party game for kids, Croc ‘N’ Roll encourages players to start moving and develop their spatial awareness as they interact with other players. Hilarious and frantic, Croc ‘N’ Roll is a hilarious, fun family game for kids! EVERYTHING INCLUDED: Don’t get swamped by the Croc in this family game for kids aged 3 and up. It requires 2 AA batteries (not included) and includes 1 Croc ‘N’ Roll ball, 3 green Lily pads, 3 yellow Lily pads, 3 purple Lily pads, & 7 swamp ring bands SPIN MASTER GAMES: We offer a wide array of fun & stimulating board games for children, from question games like HedBanz to drawing games like The Cat Game to activity games like Croc … [Read more...] about Croc ‘N’ Roll Family Game For $2.99 And Hatchimals 6-Pack Egg Carton For $3.99 Shipped From Amazon, Plus Prime No Rush Credit!