Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX, Chase, and Citi it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Less Than One Hour Left To Earn Up To 75,000 American AAdvantage Miles With Limited Time Offers From Citibank!
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OK so this what we call taking aadvantage of a great bonus…perhaps taking too much aadvantage…aa shopping promo linky … [Read more...] about Make 16,000 AAdvantage miles…for FREE
In San Francisco, after watching the Cavs win their first NBA Finals, the PreCheck line seemed significantly longer than the already long regular line. I had never seen that before and was almost tempted to join the regular line with my brother JJ who didn’t have Pre-Check. I stuck with Pre-Check though and finished a full half an hour before he came through security. … [Read more...] about DDFB Question Of The Day: Global Entry Or TSA PreCheck?
That was killed when Marriott bought SPG as they already had RewardsPlus, which has benefits between United and Marriott, such as 10% bonus miles on transfers (60K Marriott=27.5K United), free Marriott Gold status for United Golds and higher, and free United Silver status for Marriott Titanium elites and higher. … [Read more...] about American And Hyatt Announce Reciprocal Benefits
The biggest benefit will be for ConciergeKey members, who get top-tier Globalist status, though it won’t come with confirmed suite upgrades. You can read more about the Hyatt program and how to get elite status with credit card spending in this post. … [Read more...] about Now Live: American And Hyatt Reciprocal Benefits