A one-way Los Angeles-San Francisco nonstop flight on 4/17 is $44.98 with tax. It can also be bought for 2,227 points plus $5.60 tax. So 2,227 points gets you a value of $39.38 ($44.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.77 cents (39.38/2,227) per point. A one-way Newark-Ft. Lauderdale nonstop flight on 3/5 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way Philadelphia-Orlando nonstop flight on 1/13 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way LaGuardia-Chicago nonstop flight on 3/20 is $50.98 with tax. It can also be bought for 2,669 points … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
Free credit score every year
Otherwise you shouldn’t have any problem explaining the mileage game to a mortgage officer in case they ask why you have so many lines of credit. In fact if you are using your credit wisely your score should be excellent even if you do open lots of credit cards, which will mean you’ll get the lowest possible interest rates. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
BMO Preferred Rate MasterCard Interest Rate: 11.99% (with annual fee) or 17.5% (without) Conditions: Read more here Minimum Deposit: Approval dependent Annual Fee: $20 (or free with higher interest rate) Authorized User Fees: Free Guarantees: No guarantees. Limited approvals. Apply for the BMO Preferred Rate Mastercard. … [Read more...] about The Best Secured Credit Cards Canada 2018
Another think to think about is security. Credit Karma has had security issues regarding its app in the past, but these were resolved in 2014, and since then their reputation has been fairly solid. They have instituted 128-bit encryption for all users, offer two-factor authentication of you want it, and undertake never to sell personal information to marketers. So safety isn't the major concern. … [Read more...] about How to Check Your Credit for Free in Canada
-The Chase IHG card offers 60K points for spending $1,000 within 3 months. Cardholders get a 10% rebate on all points redeemed, making PointsBreaks hotels just 4,500 points. It offers an annual free anniversary night for use at any IHG hotel in the world, including properties like the Intercontinental Bora Bora that normally cost 60K points or $800/night. The card also offers free Platinum elite status. The $49 annual fee is waived for the first year. … [Read more...] about 5/24 Day: 5 Chase Cards Worth Considering That Aren’t Affected By 5/24