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A one-way Los Angeles-San Francisco nonstop flight on 4/17 is $44.98 with tax. It can also be bought for 2,227 points plus $5.60 tax. So 2,227 points gets you a value of $39.38 ($44.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.77 cents (39.38/2,227) per point. A one-way Newark-Ft. Lauderdale nonstop flight on 3/5 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way Philadelphia-Orlando nonstop flight on 1/13 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way LaGuardia-Chicago nonstop flight on 3/20 is $50.98 with tax. It can also be bought for 2,669 points … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!

Q: Why is my credit score different depending on where I check it?A: There are thousands of sites offering to give you your credit score for free. They advertise heavily but their goal is to get your info with which they can sell ads and sell you other products. Their scores are called FAKOs and are basically meaningless. They look at your report and based on their own criteria make up a score on the spot. No creditor is ever going to use that score.MyFico. If you’re you’re getting your score elsewhere it’s a fake.  I can also look at your report and make up a score, but that doesn’t mean it has a basis in reality. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered

Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!

Interest Rate: 12.75% Conditions: Read more here Minimum Deposit: $1,000 Annual Fee: $25 Authorized User Fees: Free Guarantees: Thorough application process. Special options for newcomers and folks looking to repair credit. Online applications accepted. Check out how to apply for a TD Emerald Visa … [Read more...] about The Best Secured Credit Cards Canada 2018

Another think to think about is security. Credit Karma has had security issues regarding its app in the past, but these were resolved in 2014, and since then their reputation has been fairly solid. They have instituted 128-bit encryption for all users, offer two-factor authentication of you want it, and undertake never to sell personal information to marketers. So safety isn't the major concern. … [Read more...] about How to Check Your Credit for Free in Canada

-The Chase IHG card offers 60K points for spending $1,000 within 3 months. Cardholders get a 10% rebate on all points redeemed, making PointsBreaks hotels just 4,500 points. It offers an annual free anniversary night for use at any IHG hotel in the world, including properties like the Intercontinental Bora Bora that normally cost 60K points or $800/night. The card also offers free Platinum elite status. The $49 annual fee is waived for the first year. … [Read more...] about 5/24 Day: 5 Chase Cards Worth Considering That Aren’t Affected By 5/24