I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
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If I need a last minute flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. 76K points transferred to Singapore is enough for a ticket in a private couples suite on an A380 one-way from JFK to Frankfurt with no fuel surcharges. If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 110K or 120K points to Virgin Atlantic. That’s a value of up to 23 cents per point. If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K … [Read more...] about 2019: Is It Worth Paying Your Taxes On A Credit Card To Earn Miles? A Breakdown By Card Benefits
The JetBlue Plus World Elite Mastercard offers Mosaic status for spending $50K annually. JetBlue points are a fixed value currency, so there are no aspirational aspects to this program as points will typically be worth between 1.1-1.5 cents each. You’ll need to determine how to value having Mosaic status to see if its worth putting tax payments on this card. TheDelta Platinum Consumer and Delta Platinum Business cards offers elite qualifying miles for meeting annual spend thresholds. If you spend $25K/year you’ll also waive the requirement to spend a minimum amount on Delta flights in addition to flown miles to earn elite status. The Delta Reserve Consumer and Delta Reserve Business cards offers elite qualifying miles for meeting annual spend thresholds. If you spend $25K/year you’ll also waive the requirement to spend a minimum amount on Delta flights to earn elite status. I value Delta miles at about 1 cent each. … [Read more...] about 2019: Is It Worth Paying Your Taxes On A Credit Card To Earn Miles? A Breakdown By Card Benefits And Value
Generally speaking, good winter tires tend to feature as much surface area as possible. Specially designed grooves, sipes, ribs and lugs on these tires ensure that as much snow as possible is routed into them, maximizing the amount of the tire that actually contacts the road at any one time. And that's the key to good handling in icy conditions. With those things in mind, here are a couple of standout tires from 2018's selection. … [Read more...] about What You Need to Know About Buying Winter Tires in Canada
The Sapphire Reserve is a consumer card with a $450 annual fee, but it’s actually only going to cost you $150 out of pocket. The signup bonus on this card is 50,000 points, worth $750-$1,000. The card offers $300 in annual refunds that post automatically whenever you charge something that is categorized as travel, which includes airfare, Airbnb, car rentals, cruises, hotels, Lyft, subways, taxis, tolls, trains, Uber, UberEats, etc. It’s pretty easy to spend $300 over the course of a year given the wide range of eligible categories. You’ll earn 3 points per dollar on all travel or dining spend. You’ll get a Priority Pass lounge membership that allows you to bring 2 guests with you into over 1,000 airport lounges, including lounges with kosher food and wine in Newark and Tel Aviv. There are now many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Then I asked for her to give us PR-1 status on the upgrade list as displaced business class passengers for the flight to Palau, for which we were currently seated in coach as business class was full. She seemed flabbergasted that I knew their jargon, but insisted that she would have to remove us from our bulkhead seats in order to waitlist us for first class. Which is of course utter nonsense. After some back and forth consisting of me walking her through the process we did get our PR-1 status, though for some reason AJK was listed as #1 despite the fact that he doesn’t have United status and I was listed as #2 with my 1K status. Go figure. … [Read more...] about United Island Hopper Trip Notes Part 2: It’s Time To Hop!