No credit card account numbers or log-in credentials were compromised Over 99 percent of Social Security numbers were not compromised. Compromised information included data that Capital One collects at the time it receives credit card applications: Names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, and self-reported income. Credit scores, credit limits, balances, payment history, contact information Fragments of transaction data from a total of 23 days during 2016, 2017 and 2018 About 140,000 Social Security numbers of credit card customers were compromised. These are comprised of those who used their Social Security number as their employer identification number in applying for small business credit cards. About 80,000 linked bank account numbers of secured credit card customers were compromised. It’s important to watch your credit report to ensure that you don’t find any fraud on it. You can check your credit reports from all 3 … [Read more...] about Step Right Up: Capital One Is The Latest To Report A Data Breach
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I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
So, aside from the issue of advertising, what's not to like about Credit Karma? Well, there are some things to think about. Most importantly, Credit Karma use a system known as Vantage 3.0 to arrive at credit scores, while most banks use the FICO grading system. The two are very similar, but some users have reported slight discrepancies between their Credit Karma score and the score assigned by lenders. So bear that in mind. … [Read more...] about How to Check Your Credit for Free in Canada
The stolen information includes names, email addresses, delivery addresses, order history, phone numbers, as well as hashed passwords. Full credit card numbers were not part of the breach. The driver’s licenses of 100,000 delivery workers were also breached. … [Read more...] about Step Right Up: Doordash Is The Latest To Report A Data Breach
One pet peeve of mine as online banking becomes more and more prevalent is that we can’t easily search for past transactions. … [Read more...] about Chase Now Displays 2 Years Of Transaction Data!
Thirdly, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. … [Read more...] about Here’s Why You May Want To Apply Today For The Best Standalone Everyday Mileage Earning Credit Card