In any case, it definitely pays to investigate your credit score if you aren't already aware of it. Home or auto purchases depend on having a solid rating, and your score can often be improved. But there's no chance of doing so until you know where you stand. Businesses like Credit Karma and the major bureaus should get you started. But after that, it's up to you. … [Read more...] about How to Check Your Credit for Free in Canada
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The AMEX Business Platinum Card offers a $200 annual airline fee credit. You can register for an airline here. The AMEX Premier Rewards Gold Card offers a $100 annual airline fee credit. You can register for an airline here. The AMEX Platinum Cardoffers a $200 annual airline fee credit. You can register for an airline here. The AMEX Hilton Aspire Card offers a $250 annual airline fee credit. You can register for an airline here. You can check to see if you’re targeted to earn 100,000 points for opening a new Platinum card via Cardmatch here by filling out the form and clicking on “Cardmatch special offers”. … [Read more...] about Here Are The Ways You Can Spend Your 2018 AMEX Airline Fee Credit
Note that while you can close a card via secure message or chat without having to call up, typically if you call up, the retentions department may offer to waive the fee for another year or give you miles to keep the card. Even if they don’t do that, many cards can be downgraded to a free version and you’ll get a refund of the annual fee. You typically have between 30 and 60 days from when an annual fee is billed to have it refunded if you close a card though some people have had success getting a fee refunded by cancelling a card for up to 6 months after being billed. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
BMO Preferred Rate Mastercard has the lowest interest rate bar-none, BUT they won't accept just anybody. You won't be able to get this card if you've claimed bankruptcy in the last 7 years. If you don't mind an annual fee and are worried about getting approved, I would recommend the Peoples Trust Secured Mastercard at 12.99% -- that's one of the lowest interest rates. Just be careful because if you don't miss your minimum payment, or it jumps up to 24.5%! Winner for the Lowest Minimum Deposit … [Read more...] about The Best Secured Credit Cards Canada 2018
Scotiabank Gold American Express Card Welcome Bonus: 30,000 points How far will that bonus take you: Canada & Continental USA Annual Fee: 1st year free, $99 thereafter Minimum Income: none Points: 4 Scotia Rewards points/dollar 4x the points is pretty appealing, as is the flexibility to redeem points anywhere anytime without restrictions, plus, special exclusive discounts, offers, special amenities and privileges for Scotia Rewards members. The VIP lounge access doesn't hurt either (nor do the 7 types of insurance coverage included!). … [Read more...] about Best Travel Credit Card Canada 2018
Best of all United never charges any fuel surcharges. Other airlines like American collect massive fuel surcharges to fly on British Airways. Delta charges fuel surcharges to fly on some partners and if you originate in Europe and other regions. United will never collect a fuel surcharge and they have access to awards on 40 partner airlines which means better availability on more awards. … [Read more...] about Richest Signup Bonus Ever For The Chase United Club Card With Club Membership, 2 Free Checked Bags, And Waived Close-In Fees!