Q: Why is my credit score different depending on where I check it?A: There are thousands of sites offering to give you your credit score for free. They advertise heavily but their goal is to get your info with which they can sell ads and sell you other products. Their scores are called FAKOs and are basically meaningless. They look at your report and based on their own criteria make up a score on the spot. No creditor is ever going to use that score.MyFico. If you’re you’re getting your score elsewhere it’s a fake. I can also look at your report and make up a score, but that doesn’t mean it has a basis in reality. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
No interest credit cards for 12 months
Capital One® Spark® Miles for Business 50K miles for spending $4,500 in 3 months. 2 miles per dollar on all purchases. Free Global Entry/Pre-Check. $0 intro annual fee, then $95. Read more here. Price protection up to $500/item and $2,500 per year within 60 days of purchase. This is also available on the Spark Miles Select Card with no annual fee and on other Capital One Mastercards. Capital One® Spark® Cash for Business $500 cash back for spending $4,500 in 3 months. 2% cash back on all purchases. $0 intro annual fee, then $95. Price protection up to $500/item and $2,500 per year within 60 days of purchase. This is also available on the Spark Cash Select Card with no annual fee and on other Capital One Mastercards. Capital One® Savor® Cash Rewards Credit Card $300 cash back for spending $3,000 in 3 months. 4% cash back on dining and entertainment, 2% cash back on groceries, 8% cash back on Vivid Seats through 5/31/20. $0 intro annual fee, then $95. … [Read more...] about Which Credit Cards Still Offer Price Drop Protection?
Interest Rate: 12.75% Conditions: Read more here Minimum Deposit: $1,000 Annual Fee: $25 Authorized User Fees: Free Guarantees: Thorough application process. Special options for newcomers and folks looking to repair credit. Online applications accepted. Check out how to apply for a TD Emerald Visa … [Read more...] about The Best Secured Credit Cards Canada 2018
Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
The Starwood Consumer AMEX will be discontinued after 2/12/19 and will no longer be available for new applications. Existing cardholders can continue to use their cards and it will be rebranded as the Marriott Bonvoy American Express Card. Welcome bonus: 75K Marriott points for spending $3,000 in 3 months. Welcome bonus terms: You won’t get the welcome bonus on this card if you have ever had a Starwood Consumer AMEX or if you have or had an active Chase Marriott Consumer card or a Chase Ritz card in the last 30 days. Effect on other welcome bonuses: You won’t be able to get the bonus for a Chase Marriott Consumer or Business card in the future if you have this card active or had it in the past 30 days. You won’t be able to get the bonus for a Chase Marriott Consumer or Business card in the future if you were approved for this card in the past 90 days. You won’t be able to get the bonus for a Chase Marriott Consumer … [Read more...] about Roundup Of Benefits And Upcoming Changes For 7 AMEX And Chase Marriott And Starwood Cards
WeWork is a global workspace provider and you can get a place to work along with business services and beverages. Platinum Global Access includes access to WeWork’s 300+ locations around the world, during local business hours. This includes access to open workspace and premium amenities, including Wi-Fi, phone booths, and refreshments, like coffee, tea, and fruit water. Platinum Global Access members also get a dedicated member support team and invites to exclusive Platinum Global Access-only events. … [Read more...] about Register Your AMEX Business Platinum Card Now For A Year Of Complimentary WeWork Global Access, A $2,700 Value!