Monitoring services come with a monthly charge, which tend to be around $20. That will seem fairly expensive unless you make full use of the information they deliver. They are particularly useful for anyone who is anxious about fraud or need expert analysis of their debt situation on an ongoing basis. But for most people, free services like Credit Karma may well be sufficient. It all depends on your personal preferences. … [Read more...] about How to Check Your Credit for Free in Canada
One free credit report a year
A one-way Los Angeles-San Francisco nonstop flight on 4/17 is $44.98 with tax. It can also be bought for 2,227 points plus $5.60 tax. So 2,227 points gets you a value of $39.38 ($44.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.77 cents (39.38/2,227) per point. A one-way Newark-Ft. Lauderdale nonstop flight on 3/5 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way Philadelphia-Orlando nonstop flight on 1/13 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point. A one-way LaGuardia-Chicago nonstop flight on 3/20 is $50.98 with tax. It can also be bought for 2,669 points … [Read more...] about HOT! Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Business card information, benefits, and 5/24 2 of the cards in the chart above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field. … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!
“TrustedID Premier provides copies of your Equifax credit report; the ability to lock your Equifax credit report; 3-Bureau credit monitoring of your Equifax, Experian and TransUnion credit reports; Internet scanning for your Social Security number; and identity theft insurance.” … [Read more...] about Equifax Hacked: Signup For A Year Of Free TrustedID Premier
No credit card account numbers or log-in credentials were compromised Over 99 percent of Social Security numbers were not compromised. Compromised information included data that Capital One collects at the time it receives credit card applications: Names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, and self-reported income. Credit scores, credit limits, balances, payment history, contact information Fragments of transaction data from a total of 23 days during 2016, 2017 and 2018 About 140,000 Social Security numbers of credit card customers were compromised. These are comprised of those who used their Social Security number as their employer identification number in applying for small business credit cards. About 80,000 linked bank account numbers of secured credit card customers were compromised. It’s important to watch your credit report to ensure that you don’t find any fraud on it. You can check your credit reports from all 3 … [Read more...] about Step Right Up: Capital One Is The Latest To Report A Data Breach