This is an article I wrote a few months ago, but people keep asking the same questions, so here it is again: -Find more posts like this by clicking on the “Credit Card Posts” tab and find credit card offers in the “Credit Cards” tab above of the DansDeals banner at the top of this site. American Express is a DansDeals.com advertiser. Originally posted on 10/08: Do your eyes glaze over every time I make another post about miles and credit cards? If it’s the latter, you have good instincts. The credit card points system is partially subsidized by the millions of Americans who fall into the trap of debt, buying things they can’t afford, and paying huge amounts of interest to the banks. If you’re susceptible to that behavior, then don’t play the game. Cut up all your cards, pay for things in cash, and be happy not being in debt. Any gain from the points system will be obliterated by interest payments. Otherwise though you’re leaving … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Piggyback to build credit
Never Miss Another Deal - Follow DansDeals on FacebookUpdate, 10pm: DEAD! Amazon offers No-Rush credits for Prime members if they agree to slower shipping options when they order Prime items. You can check your no-rush balance here. One of the reward options is $1 towards digital items like Music and Videos. Currently Amazon is allowing you to use those digital item credits for anything sold by Amazon! The item must say shipped and sold from Amazon. This won’t work for items sold by 3rd parties. This will likely be pulled soon, so take advantage while it lasts! You can stack this with targeted offers like $15 off $60 with Chase or $30 off $60 with AMEX. Sample deals to buy with your no-rush credits: Quaker Instant Oatmeal Packets From Just $0.12/Pack And Oatmeal Breakfast Cups From $0.49/Cup Shipped Via Amazon Subscribe And Save 16 Pack Of Pecan Pie Lara Bars From Just $6.23 And More Lara Bars On Sale From Amazon! 15 Packs Of KIND Healthy Grains Granola Bars … [Read more...] about HURRY! Use Your Amazon No-Rush Digital Item Credits For Anything Sold By Amazon!
The results are in! We've got a list of the best student credit cards in Canada for 2018. Whether you're looking for the lowest interest rate, the best exclusive offers, the smartest intro packages, or the most travel points for students, this list will you get there! It pays to be a student these days. While you're saving with a student credit card, you can also save on your personal banking with a student bank account. Cash in while you can! *** FREEBIE ALERT: You can get a FREE $100 gift card if you sign up for the President's Choice Financial Mastercard right now. Click here for more info on this deal. BMO SPC CashBack Student MasterCard No annual fee 1% cash back on ALL purchases (no conditions) $60 cash back welcome bonus and a FREE SPC membership – a value of $10 annually Doubles manufacturer's warranty for up to one year with purchase protection within 90 days Click here to see the details & sign up for the BMO SPC card now The SPC student loyalty program gets … [Read more...] about Best Student Credit Cards Canada 2018
Secured credit cards are a great method for building up your credit score. We made a list of the best secured credit cards in Canada for 2018 to make side-by-side comparisons and settle once and for all which is the best one. Whether you're looking for the lowest interest rate, the lowest annual fee, the card with the lowest minimum deposit, or the one that will approve you no matter what, we've got them listed below. Winner based on the Lowest Interest Rate BMO Preferred Rate Mastercard has the lowest interest rate bar-none, BUT they won't accept just anybody. You won't be able to get this card if you've claimed bankruptcy in the last 7 years. If you don't mind an annual fee and are worried about getting approved, I would recommend the Peoples Trust Secured Mastercard at 12.99% -- that's one of the lowest interest rates. Just be careful because if you don't miss your minimum payment, or it jumps up to 24.5%! Winner for the Lowest Minimum Deposit That's easy, Capital One … [Read more...] about The Best Secured Credit Cards Canada 2018
Related:-Here’s How To View Credit Card Offers On This Site-Building Credit And Credit Card FAQs: Your Questions Answered-On The Topic Of Chase 5/24: Here’s What You Need To Know About Additional User Cards Today is 5/24 day, a sad day for mileage junkies. For many years credit card churning was an easy sport. It wasn’t difficult to open hundreds of credit cards and rack up millions of miles and there were lots of easy ways to spend and earn miles. I’ve burned through 8 figures of miles flying around the world in first class and am still sitting on 8 figures of miles thanks in large part to the good old days. Then the banks started cracking down. In March of 2014 I broke the news that AMEX consumer cards went to a one signup bonus per lifetime system. In reality it’s more like once in about 7 years. In 2016 AMEX extended that to the business cards. On about 5/24/15 Chase made a guideline to finally control credit card churning without going quite as … [Read more...] about 5/24 Day: 5 Chase Cards Worth Considering That Aren’t Affected By 5/24
Never Miss Another Deal - Follow DansDeals on FacebookRelated post: Building Credit And Credit Card FAQs: Your Questions Answered Eqiufax, one of the 3 credit reporting agencies, has been hacked. That’s a nice bit of irony coming from a company that sells services to protect consumers against identity theft. As many as 143 million Americans are affected and hundreds of thousands of credit card numbers were exposed. You can enter your last name and the last 6 digits of your social security number here to see if your information was accessed. It appears that Equifax is letting anyone enroll in a free year of TrustedID Premier, which is Equifax’s own credit monitoring service. I’m sure they would love it if you love the service and decide to pay for it after the year is over… After you check for your name, the site will give you a date to return and complete the enrollment process. You must enroll by 11/21/17 and the service lasts for one year from … [Read more...] about Equifax Hacked: Signup For A Year Of Free TrustedID Premier