Once you have these cards and create your own killer quinfecta, here is the the correct way to spend Airfare: Sapphire Reserve 3x (4.5%-6% back) or buy gift cards at office supply stores on Ink Cash 5x (7.5%-10% back) Airbnb: Sapphire Reserve 3x (4.5%-6% back) or buy gift cards at office supply stores on Ink Cash 5x (7.5%-10% back) Amazon: Buy gift cards at office supply stores on Ink Cash 5x (7.5%-10% back) Car rentals: Sapphire Reserve 3x (4.5%-6% back) Cruises: Sapphire Reserve 3x (4.5%-6% back) Everyday spending: Freedom Unlimited or Ink Unlimited 1.5x (2.25%-3% back) Federal taxes (1.87% processing fee applies): Freedom Unlimited or Ink Unlimited 1.5x (2.25%-3% back) Foreign currency transactions: Sapphire Reserve 1x or 3x depending on the spending. Gas: Ink Cash 2x (3%-4% back or 5%-6% back on Chevron, Sheetz, or Texaco with Visa Savings Edge) or buy gift cards at office supply stores on Ink Cash 5x, or buy during … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
Secure credit card to build credit
I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending
Charges made directly with all cell phone service providers (AT&T, Boost, Cricket, Google Fi, Republic, Sprint, T-Mobile, Verizon, Virgin Mobile, etc) Charges made directly with all telecom, TV, and Internet providers Charges made with streaming services, like Hulu, Netflix, SiriusXM, Sling, Spotify, Tivo, and Vudu Charges from Godaddy.com Charges from Microsoft OneDrive Charges from Samsung.com Charges made in-store or online at office supply stores, like Office Depot, Office Max, and Staples. Best of all though, you can buy gift cards for hundreds of other stores in office supply stores and on Staples.com. Office supply stores often have sales on gift cards so that you can save even more. … [Read more...] about This Is Why You Should Have An Ink Cash Card: Earning 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x
Any legal resident or Canadian citizen of legal age Some lenders (TD is a good example) have secured credit cards for international students and temporary residents You may have to provide proof of income and verify your permanent address, and even provide information about your monthly bills (existing lines of credit, loans, mortgages, etc.). … [Read more...] about The Best Secured Credit Cards Canada 2018
You can enter your last name and the last 6 digits of your social security number here to see if your information was accessed. It appears that Equifax is letting anyone enroll in a free year of TrustedID Premier, which is Equifax’s own credit monitoring service. I’m sure they would love it if you love the service and decide to pay for it after the year is over… … [Read more...] about Equifax Hacked: Signup For A Year Of Free TrustedID Premier