Time offer

Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Limited Time Offer: Earn A Whopping 75,000 Miles On The Awesome United Explorer Business Card!

Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an … [Read more...] about 1 Hour Left! Amazing Limited Time Offer: Signup For A Southwest Card And Get An Unlimited Use Free Companion Pass And 30,000 Points!

Welcome bonus: For a limited time, Chase is offering up to 120,000 points for signing up for the Chase IHG® Rewards Club Premier Credit Card. You’ll earn 80K bonus points after spending $2,000 within 3 months and another 40K bonus points after spending another $3,000 within 6 months. That means you can have 125K total points after spending $5,000 in 6 months! … [Read more...] about Limited Time Offer: Signup For The Chase IHG Premier Card And Get Up To 120,000 Points, Plus Where You Can Use Anniversary Nights!

If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K points to Hyatt to do that, a value of up to 6 cents per point. If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 24K points with the Sapphire Preferred card’s minimum redemption … [Read more...] about Limited Time Offer: Earn 60,000 Points On The Chase Sapphire Preferred Card!

75,000 miles for spending $7,500 in 3 months. The primary cardholder can bring their entire family or 2 guests into Admirals Clubs and partner airline lounges, regardless of the airline you’re flying on. You can add up to 10 additional cardholders for free. Each of your additional cardholders can also bring their entire family or 2 guests into Admirals Clubs, regardless of the airline they’re flying on. The only difference is that authorized users won’t have a “full” Admirals Club membership, so they won’t be able to access partner airline lounges. 10,000 Elite Qualifying Miles for spending $40K annually. 2 miles per dollar on AA flights. Annual AA $99 domestic companion certificate if you spend $30,000 in a calendar year. A free checked bag for the cardholder and 4 companions. You don’t need to pay for the flight with this card, you just need to make sure that your AA mileage number is in your … [Read more...] about Less Than One Hour Left To Earn Up To 75,000 American AAdvantage Miles With Limited Time Offers From Citibank!

Best of all, United never charges any fuel surcharges. Other airlines like American collect massive fuel surcharges to fly on British Airways. Delta charges fuel surcharges to fly on some partners and if you originate in Europe and other regions. United will never collect a fuel surcharge and they have access to awards on 36 partner airlines which means better availability on more awards. … [Read more...] about Ends Today! A Limited Time Offer On My Favorite Airline Mileage Card; How To Take Advantage Of United’s Most Generous Awards