Second, many retailers offer in-store pickup options – so if you happen to live close to one of their locations, you should be able to place your order online and arrange to pick everything up from a store nearby. Shipping to store is usually free, so it's also a great option if you're looking to save. … [Read more...] about Holiday Shipping Deadlines You Need to Know (2018)
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Some of the store's biggest promotions are for members only, but it's FREE to sign up to be a Beauty Insider and get rewards like access the Sephora Spring Sale. As a Beauty Insider, you get a birthday gift and access to the Beauty Insider Community and Rewards Bazaar – so when you shop at Sephora, you earn points, which you can redeem on special services, experiences and samples. … [Read more...] about The Complete Sephora Canada Sale Calendar for 2018
7. Look for an Urban Outfitters promo code. Urban Outfitters promo codes are incredibly rare, but that doesn't mean they don't exist. (After all, they do have a space for you to add a promo code at checkout.) Before you shop, it's worth checking out the Current Promotions page on their website. Whenever they release a new promo code, they'll usually list it there. … [Read more...] about The Urban Outfitters Canada Sale Calendar for 2018
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
The Sapphire Reserve is a consumer card with a $450 annual fee, but it’s actually only going to cost you $150 out of pocket. The signup bonus on this card is 50,000 points, worth $750-$1,000. The card offers $300 in annual refunds that post automatically whenever you charge something that is categorized as travel, which includes airfare, Airbnb, car rentals, cruises, hotels, Lyft, subways, taxis, tolls, trains, Uber, UberEats, etc. It’s pretty easy to spend $300 over the course of a year given the wide range of eligible categories. You’ll earn 3 points per dollar on all travel or dining spend. You’ll get a Priority Pass lounge membership that allows you to bring 2 guests with you into over 1,000 airport lounges, including lounges with kosher food and wine in Newark and Tel Aviv. There are now many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!