Tangerine Money-Back Credit Card No Annual Fee 2% Money-Back Rewards on select purchases and 1% Money-back on all others deposited in your Tangerine Savings Account 19.95% interest and 19.99% on cash advances Excellent online banking option Click here to learn more & sign up for the Tangerine Credit card now … [Read more...] about Best Student Credit Cards Canada 2018
What is the best balance transfer card
I wrote an article on “30 Awesome Things You Can You Do With 75K-95K Ultimate Rewards Points“ that you can get from opening a single credit card right now. That gives you an idea of how you can be using those points. In the future I’ll make an article like that for other point currencies. … [Read more...] about Building Credit And Credit Card FAQs: Your Questions Answered
If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K points to Hyatt to do that, a value of up to 6 cents per point. If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point. If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point. If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can … [Read more...] about Reader Question: Which Chase Ink Card Should I Apply For?
The Chase Freedom is a consumer card with no annual fee. The signup bonus on this card is marketed at $150, but will actually come in the form of 15,000 points. Used correctly, those points will be worth $225-$300. This card markets itself as earning 5% cash back in rotating categories, but really it earns 5 points per dollar in rotating categories. Used correctly, that’s 7.5%-10% back in rotating categories. The maximum spending in the rotating categories is $1,500 per quarter. Rotating categories have included restaurants, Amazon, Walmart, telecom, department stores, grocery stores, gas stations, wholesale stores, mobile payment purchases, and more. 0% APR on purchases and balance transfers for 15 months. The Chase Ink Cash is a business card with no annual fee. The signup bonus on this card is marketed at $500, but will actually come in the form of 50,000 points. Used correctly, those points will be worth $750-$1,000. This card markets itself as earning … [Read more...] about Ultimate Comparison Chart Of Chase Ultimate Rewards Cards; Supercharge Your Earnings By Creating Your Own Killer Quinfecta!
The Switch is comprised of the tablet-like system itself, along with a pair of Joy-Con controllers for left and right hands, which detach from the console and can slide into separate holders. Inside the box, you’ll also get the dock, which cradles the Switch console and enables the picture to be transferred to a TV or monitor, as well as the power supply and USB-C cable to make it all come together. As previously mentioned, storage can be added using Micro SD and SDXC cards, although the system does come loaded with 32GB of storage by default. … [Read more...] about Best Nintendo Switch deals October: Save on console bundles, games, accessories, and more
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score. … [Read more...] about This Is Why You Should Have A Chase Ink Cash Card: Earning 5 Ultimate Rewards Points Per Dollar On Amazon And Everyday Spending